{"id":48559,"date":"2026-10-18T12:09:04","date_gmt":"2026-10-18T03:09:04","guid":{"rendered":"https:\/\/cryptoseoul.news\/?p=48559"},"modified":"2026-10-18T12:09:04","modified_gmt":"2026-10-18T03:09:04","slug":"%ec%98%81%ec%83%81%eb%ac%bc%ed%83%80%ea%b8%b0-%ed%95%a0-%eb%8f%88%eb%8f%84-%ec%97%86%eb%8b%a4-%ec%9a%b0%eb%8a%94-%ec%99%80%ec%a4%91%ec%97%90%eb%8d%9c%ec%bb%a5-%ec%82%b0","status":"publish","type":"post","link":"https:\/\/cryptoseoul.news\/?p=48559","title":{"rendered":"\uc601\uc0c1\u201c\ubb3c\ud0c0\uae30 \ud560 \ub3c8\ub3c4 \uc5c6\ub2e4\u201d \uc6b0\ub294 \uc640\uc911\uc5d0\u2026\ub35c\ucee5 \uc0b0 \uc9d1\uc740 \u6708\uc774\uc790\ub9cc \uc62c\ub77c\uac04\ub2e4"},"content":{"rendered":"<p>\uc8fc\uc2dd\uc740 \ud3ed\ub77d\ud558\uace0 \uc9d1 \ub300\ucd9c \uc774\uc790\ub294 \uc624\ub978\ub2e4. \uc790\uc0b0 \ub450 \uacf3\uc774 \ub3d9\uc2dc\uc5d0 \ud754\ub4e4\ub9ac\uba74\uc11c \uac00\uacc4\uc758 \ud55c\uc228\uc774 \uae4a\uc5b4\uc9c0\uace0 \uc788\ub2e4.<\/p>\n<p>16\uc77c \uc740\ud589\uc5f0\ud569\ud68c\uc5d0 \ub530\ub974\uba74 9\uc6d4 \uc2e0\uaddc\ucde8\uae09\uc561 \uae30\uc900 \ucf54\ud53d\uc2a4(COFIX\u00b7\uc790\uae08\uc870\ub2ec\ube44\uc6a9\uc9c0\uc218)\uac00 \uc804\uc6d4\ubcf4\ub2e4 0.25%\ud3ec\uc778\ud2b8 \uc624\ub978 3.43%\ub85c \uc9d1\uacc4\ub410\ub2e4. 2022\ub144 11\uc6d4(0.36%\ud3ec\uc778\ud2b8) \uc774\ud6c4 3\ub144 10\uac1c\uc6d4 \ub9cc\uc5d0 \uac00\uc7a5 \ud070 \uc0c1\uc2b9\ud3ed\uc774\ub2e4.<\/p>\n<p>KB\uad6d\ubbfc\uc740\ud589\uc740 16\uc77c\ubd80\ud130 6\uac1c\uc6d4 \ubcc0\ub3d9\ud615 \uc8fc\ub2f4\ub300 \uae08\ub9ac\ub97c 4.39~5.79%\uc5d0\uc11c 4.64~6.04%\ub85c, \uc6b0\ub9ac\uc740\ud589\ub3c4 4.75~5.95%\uc5d0\uc11c 5.00~6.20%\ub85c \uac01\uac01 \uc62c\ub9b0\ub2e4. \ub2e8\uc21c \uacc4\uc0b0\uc73c\ub85c 2\uc5b54900\ub9cc\uc6d0\uc744 \ubcc0\ub3d9\ud615\uc73c\ub85c \ube4c\ub9b0 \ucc28\uc8fc\ub294 \uc5f0\uac04 \uc774\uc790 \ubd80\ub2f4\uc774 60\ub9cc\uc6d0 \uc548\ud30e, \uc6d4\ub85c\ub294 5\ub9cc\uc6d0\uac00\ub7c9 \ub298\uc5b4\ub09c\ub2e4.<\/p>\n<p>\ubc30\uacbd\uc5d0\ub294 \uc740\ud589\ub4e4\uc758 \uc608\uae08\uae08\ub9ac \uc778\uc0c1\uc774 \uc788\ub2e4. \uc9c0\ub09c 9\uc6d4 \ubc95\uc778\uc138 \ub0a9\ubd80 \ub4f1\uc73c\ub85c \uae30\uc5c5\uc790\uae08\uc774 \ube60\uc838\ub098\uac00\uc790 \uc740\ud589\ub4e4\uc774 \uac1c\uc778 \uc608\uae08\uc744 \ub04c\uc5b4\ubaa8\uc73c\uae30 \uc704\ud574 \uc218\uc2e0\uae08\ub9ac\ub97c \uc787\ub530\ub77c \uc62c\ub838\uace0, 10\uc6d4\uc5d0\ub3c4 \uc778\uc0c1\uc774 \uc774\uc5b4\uc9c0\uace0 \uc788\ub2e4.<\/p>\n<p>\uc2e0\uaddc\ucde8\uae09\uc561 \uae30\uc900 \ucf54\ud53d\uc2a4\ub294 \uc0c8\ub85c \uc870\ub2ec\ud55c \uc790\uae08\ub9cc \ubc18\uc601\ud574 \uc2dc\uc7a5\uae08\ub9ac \ubcc0\ud654\uac00 \ube60\ub974\uac8c \ub4dc\ub7ec\ub09c\ub2e4. \uac19\uc740 \ub2ec \uc794\uc561 \uae30\uc900 \ucf54\ud53d\uc2a4\ub294 3.15%\ub85c 0.10%\ud3ec\uc778\ud2b8 \uc624\ub974\ub294 \ub370 \uadf8\ucce4\ub2e4. 3\uac1c\uc6d4\ubb3c \ub2e8\uae30 \ucf54\ud53d\uc2a4\ub3c4 \uc774\ub2ec 14\uc77c 3.43%\uae4c\uc9c0 \uc62c\ub77c \uc740\ud589\uc758 \uc870\ub2ec\ube44\uc6a9\uc740 \ub0b4\ub824\uc624\uc9c0 \uc54a\uace0 \uc788\ub2e4.<\/p>\n<p>\uc774\uc790 \ubd80\ub2f4\uc740 \uc2dc\ucc28\ub97c \ub450\uace0 \ubc88\uc9c4\ub2e4. \uc2e0\uaddc \ub300\ucd9c\uc740 \ucf54\ud53d\uc2a4 \ubc1c\ud45c \ub2e4\uc74c \uc601\uc5c5\uc77c\ubd80\ud130 \uc624\ub978 \uae08\ub9ac\uac00 \uc801\uc6a9\ub418\uace0, \uae30\uc874 \ubcc0\ub3d9\uae08\ub9ac \ucc28\uc8fc\ub294 \uae08\ub9ac \uc7ac\uc0b0\uc815 \uc2dc\uc810\uc5d0 \ubc18\uc601\ub41c\ub2e4. \uae08\uc735\uad8c\uc5d0\uc11c\ub294 \uc774\ub807\uac8c \uc0c1\uc2b9\ubd84\uc774 \uc21c\ucc28\uc801\uc73c\ub85c \ubc18\uc601\ub418\uba74 \uc5f0\ub9d0\uc5d0\ub294 \ubcc0\ub3d9\ud615 \uc8fc\ub2f4\ub300 \uae08\ub9ac \ud3c9\uade0\uc774 5%\ub97c \ub3cc\ud30c\ud560 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4\uace0 \ubcf8\ub2e4.<\/p>\n<p>\ud558\ubc18\uae30 \ub099\ud3ed 30% \uc721\ubc15&#8230;\u2018\ubc14\ub2e5\u2019 \ub2e8\uc815\uc740 \uc77c\ub7ec<\/p>\n<p>\uc8fc\uc2dd\uc2dc\uc7a5\uc740 \ub354 \uc694\ub3d9\ucce4\ub2e4. \ucf54\uc2a4\ud53c\ub294 \uc9c0\ub09c 6\uc77c\ubd80\ud130 15\uc77c\uae4c\uc9c0 7\uac70\ub798\uc77c \uc5f0\uc18d \ud558\ub77d\ud574 20.7% \ub5a8\uc5b4\uc84c\ub2e4. 15\uc77c \ud558\ub8e8\uc5d0\ub9cc 7.57% \uae09\ub77d\ud55c 5554.22\ub85c \ub9c8\uac10\ud588\uace0 \ucf54\uc2a4\ud53c\u00b7\ucf54\uc2a4\ub2e5\uc5d0\uc11c \uc11c\ud0b7\ube0c\ub808\uc774\ucee4\uac00 \uc787\ub530\ub77c \ubc1c\ub3d9\ub410\ub2e4.<\/p>\n<p>\uc2dc\uac00\ucd1d\uc561\uc740 \ud558\ub8e8 \uc0c8 410\uc870\uc6d0 \ub118\uac8c \uc99d\ubc1c\ud588\uace0 \uc678\uad6d\uc778\uc740 \uc774\ub0a0 4\uc8708196\uc5b5\uc6d0\uc5b4\uce58\ub97c \uc21c\ub9e4\ub3c4\ud588\ub2e4. \ubbf8\uad6d 9\uc6d4 \uc18c\ube44\uc790\ubb3c\uac00\uac00 \uc804\ub144 \ub300\ube44 3.7% \uc62c\ub77c \uae08\ub9ac \ubd80\ub2f4\uc774 \ucee4\uc9c4 \ub370\ub2e4 AI \ud22c\uc790 \uc218\uc775\uc131 \uc6b0\ub824\uae4c\uc9c0 \uacb9\ucce4\ub2e4.<\/p>\n<p>16\uc77c\uc5d0\ub294 \ud558\ub8e8 \ub9cc\uc5d0 \ubc18\ub4f1\ud588\ub2e4. \ucf54\uc2a4\ud53c\ub294 113.83\ud3ec\uc778\ud2b8(2.05%) \uc624\ub978 5668.05\uc5d0 \ub9c8\uac10\ud574 7\uac70\ub798\uc77c \uc5f0\uc18d \ud558\ub77d\uc138\ub97c \ub04a\uc5c8\ub2e4. \uc7a5\uc911 5800\uc120\uc744 \ub118\uc5c8\uc9c0\ub9cc \uc0c1\uc2b9\ubd84\uc744 \uc0c1\ub2f9 \ubd80\ubd84 \ubc18\ub0a9\ud588\ub2e4. \ucf54\uc2a4\ub2e5\uc740 4.46% \uc624\ub978 794.78\ub85c \ub9c8\ucce4\uace0 \uc624\ud6c4\uc5d0\ub294 \ub9e4\uc218 \uc0ac\uc774\ub4dc\uce74\uac00 \ubc1c\ub3d9\ub410\ub2e4.<\/p>\n<p>\uc804\ubb38\uac00\ub4e4\uc740 \uc774\ubc88 \ubc18\ub4f1\uc774 \uace7\ubc14\ub85c \ubc14\ub2e5 \ud655\uc778\uc744 \ub73b\ud558\uc9c0\ub294 \uc54a\ub294\ub2e4\uace0 \ubcf8\ub2e4. \uc99d\uad8c\uac00\uc5d0\uc11c\ub294 \ubcf8\uaca9 \ubc18\ub4f1\uc758 \uc870\uac74\uc73c\ub85c \ubbf8\uad6d \ubb3c\uac00\u00b7\uae08\ub9ac \ubd88\ud655\uc2e4\uc131 \uc644\ud654, \uc678\uad6d\uc778 \ub9e4\ub3c4\uc138 \uc9c4\uc815, \uc0bc\uc131\uc804\uc790\u00b7SK\ud558\uc774\ub2c9\uc2a4 \ub4f1 \ubc18\ub3c4\uccb4 \ub300\ud615\uc8fc\uc758 \uc8fc\uac00 \uc548\uc815\uc744 \uaf3d\ub294\ub2e4.<\/p>\n<p>\ub099\ud3ed\uc774 \uacfc\ub3c4\ud558\ub2e4\ub294 \ud3c9\uac00\ub294 \ubc18\ub4f1 \uae30\ub300\ub97c \ud0a4\uc6b4\ub2e4. IBK\ud22c\uc790\uc99d\uad8c\uc740 2010\ub144 \uc774\ud6c4 7\uac70\ub798\uc77c \uc5f0\uc18d \ud558\ub77d \uc0ac\ub840\uac00 11\ubc88\ubfd0\uc774\uba70 \ud558\ub77d \uc885\ub8cc 20\uac70\ub798\uc77c \ub4a4 \ud3c9\uade0 3.7% \uc62c\ub790\ub2e4\uace0 \ubd84\uc11d\ud588\ub2e4. \uc774\ubc88 \ub099\ud3ed(21%)\uc774 \uacfc\uac70(5% \uc548\ud30e)\ubcf4\ub2e4 \ud6e8\uc52c \ucee4 \ud55c \ub2ec\uac04 \ubc18\ub4f1 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\ub2e4\ub294 \uc124\uba85\uc774\ub2e4.<\/p>\n<p>\ubc18\uba74 \uc720\uc548\ud0c0\uc99d\uad8c\uc740 \uc800\ud3c9\uac00 \ub9e4\ub825\ub9cc\uc73c\ub85c\ub294 \uc678\uad6d\uc778 \uc218\uae09\uc774 \uac1c\uc120\ub418\uae30 \uc5b4\ub835\ub2e4\uace0 \uc9da\uc5c8\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \ubc18\ub4f1\uc774 \ub098\uc640\ub3c4 \ucd94\uc138 \uc804\ud658\uc73c\ub85c \ub2e8\uc815\ud558\uc9c0 \ub9d0\uace0 \ubd84\ud560 \ub9e4\uc218\ub85c \ub300\uc751\ud558\ub418 \ub808\ubc84\ub9ac\uc9c0 \ud22c\uc790\ub294 \uc790\uc81c\ud558\ub77c\uace0 \uc870\uc5b8\ud55c\ub2e4.<\/p>\n<p>\uc8fc\uac00\uac00 \ub5a8\uc5b4\uc9c8 \ub54c \ucd94\uac00 \ub9e4\uc218\ub85c \ud3c9\uade0 \ub2e8\uac00\ub97c \ub0ae\ucd94\ub294 \u2018\ubb3c\ud0c0\uae30\u2019\uc5d0\ub294 \uc5ec\uc733\ub3c8\uc774 \ud544\uc694\ud558\ub2e4. \ub300\ucd9c \uc774\uc790\uac00 \uc624\ub974\ub294 \ub3d9\uc548 \uac00\uacc4\uac00 \uc4f8 \uc218 \uc788\ub294 \ub3c8\uc740 \uadf8\ub9cc\ud07c \uc904\uc5b4\ub4e0\ub2e4. \uae08\uc735\uad8c\uc5d0\uc11c\ub294 \uae08\ub9ac \uc7ac\uc0b0\uc815 \uc2dc\uc810\uc744 \uc55e\ub454 \ucc28\uc8fc\ub4e4\uc774 \ub298\uc5b4\ub0a0 \uc774\uc790 \ubd80\ub2f4\uc744 \ubbf8\ub9ac \ud655\uc778\ud574\uc57c \ud55c\ub2e4\uace0 \ub2f9\ubd80\ud55c\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc8fc\uc2dd\uc740 \ud3ed\ub77d\ud558\uace0 \uc9d1 \ub300\ucd9c \uc774\uc790\ub294 \uc624\ub978\ub2e4. \uc790\uc0b0 \ub450 \uacf3\uc774 \ub3d9\uc2dc\uc5d0 \ud754\ub4e4\ub9ac\uba74\uc11c \uac00\uacc4\uc758 \ud55c\uc228\uc774 \uae4a\uc5b4\uc9c0\uace0 \uc788\ub2e4. 16\uc77c \uc740\ud589\uc5f0\ud569\ud68c\uc5d0 \ub530\ub974\uba74<\/p>\n","protected":false},"author":1,"featured_media":48558,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","footnotes":""},"categories":[29],"tags":[],"class_list":["post-48559","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy"],"featured_image_urls":{"full":["https:\/\/cryptoseoul.news\/wp-content\/uploads\/2026\/10\/news_img_20261018030906_53706-1.png",551,347,false]},"post_excerpt_stackable":"<p>\uc8fc\uc2dd\uc740 \ud3ed\ub77d\ud558\uace0 \uc9d1 \ub300\ucd9c \uc774\uc790\ub294 \uc624\ub978\ub2e4. \uc790\uc0b0 \ub450 \uacf3\uc774 \ub3d9\uc2dc\uc5d0 \ud754\ub4e4\ub9ac\uba74\uc11c \uac00\uacc4\uc758 \ud55c\uc228\uc774 \uae4a\uc5b4\uc9c0\uace0 \uc788\ub2e4. 16\uc77c \uc740\ud589\uc5f0\ud569\ud68c\uc5d0 \ub530\ub974\uba74 9\uc6d4 \uc2e0\uaddc\ucde8\uae09\uc561 \uae30\uc900 \ucf54\ud53d\uc2a4(COFIX\u00b7\uc790\uae08\uc870\ub2ec\ube44\uc6a9\uc9c0\uc218)\uac00 \uc804\uc6d4\ubcf4\ub2e4 0.25%\ud3ec\uc778\ud2b8 \uc624\ub978 3.43%\ub85c \uc9d1\uacc4\ub410\ub2e4. 2022\ub144 11\uc6d4(0.36%\ud3ec\uc778\ud2b8) \uc774\ud6c4 3\ub144 10\uac1c\uc6d4 \ub9cc\uc5d0 \uac00\uc7a5 \ud070 \uc0c1\uc2b9\ud3ed\uc774\ub2e4. KB\uad6d\ubbfc\uc740\ud589\uc740 16\uc77c\ubd80\ud130 6\uac1c\uc6d4 \ubcc0\ub3d9\ud615 \uc8fc\ub2f4\ub300 \uae08\ub9ac\ub97c 4.39~5.79%\uc5d0\uc11c 4.64~6.04%\ub85c, \uc6b0\ub9ac\uc740\ud589\ub3c4 4.75~5.95%\uc5d0\uc11c 5.00~6.20%\ub85c \uac01\uac01 \uc62c\ub9b0\ub2e4. \ub2e8\uc21c \uacc4\uc0b0\uc73c\ub85c 2\uc5b54900\ub9cc\uc6d0\uc744 \ubcc0\ub3d9\ud615\uc73c\ub85c \ube4c\ub9b0 \ucc28\uc8fc\ub294 \uc5f0\uac04 \uc774\uc790 \ubd80\ub2f4\uc774 60\ub9cc\uc6d0 \uc548\ud30e, \uc6d4\ub85c\ub294 5\ub9cc\uc6d0\uac00\ub7c9 \ub298\uc5b4\ub09c\ub2e4. \ubc30\uacbd\uc5d0\ub294 \uc740\ud589\ub4e4\uc758 \uc608\uae08\uae08\ub9ac \uc778\uc0c1\uc774 \uc788\ub2e4. \uc9c0\ub09c 9\uc6d4 \ubc95\uc778\uc138 \ub0a9\ubd80 \ub4f1\uc73c\ub85c \uae30\uc5c5\uc790\uae08\uc774 \ube60\uc838\ub098\uac00\uc790 \uc740\ud589\ub4e4\uc774 \uac1c\uc778 \uc608\uae08\uc744 \ub04c\uc5b4\ubaa8\uc73c\uae30 \uc704\ud574 \uc218\uc2e0\uae08\ub9ac\ub97c \uc787\ub530\ub77c \uc62c\ub838\uace0, 10\uc6d4\uc5d0\ub3c4 \uc778\uc0c1\uc774 \uc774\uc5b4\uc9c0\uace0 \uc788\ub2e4. \uc2e0\uaddc\ucde8\uae09\uc561 \uae30\uc900 \ucf54\ud53d\uc2a4\ub294 \uc0c8\ub85c \uc870\ub2ec\ud55c \uc790\uae08\ub9cc \ubc18\uc601\ud574 \uc2dc\uc7a5\uae08\ub9ac \ubcc0\ud654\uac00 \ube60\ub974\uac8c \ub4dc\ub7ec\ub09c\ub2e4. \uac19\uc740 \ub2ec&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/cryptoseoul.news\/?cat=29\" rel=\"category\">\uacbd\uc81c \ub274\uc2a4<\/a>","author_info":{"name":"wonlee227","url":"https:\/\/cryptoseoul.news\/?author=1"},"comments_num":"0 comments","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - 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