{"id":43807,"date":"2026-08-23T11:36:44","date_gmt":"2026-08-23T02:36:44","guid":{"rendered":"https:\/\/cryptoseoul.news\/?p=43807"},"modified":"2026-08-23T11:36:44","modified_gmt":"2026-08-23T02:36:44","slug":"%ec%9d%80%ed%96%89-%ec%83%81%eb%b0%98%ea%b8%b0%ec%97%90-14%ec%a1%b0-%eb%b2%8c%ec%97%88%eb%8b%a4%ec%9d%b4%ec%9e%90%ec%9d%b4%ec%9d%b5%eb%a7%8c-32%ec%a1%b0","status":"publish","type":"post","link":"https:\/\/cryptoseoul.news\/?p=43807","title":{"rendered":"\uc740\ud589 \uc0c1\ubc18\uae30\uc5d0 14\uc870 \ubc8c\uc5c8\ub2e4\u2026\uc774\uc790\uc774\uc775\ub9cc 32\uc870"},"content":{"rendered":"<p>\uad6d\ub0b4 \uc740\ud589\uc774 \uc62c\ud574 \uc0c1\ubc18\uae30 14\uc870 \uc6d0\uc5d0 \uc721\ubc15\ud558\ub294 \uc21c\uc774\uc775\uc744 \uac70\ub454 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4. \uc2dc\uc7a5\uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c \uc21c\uc774\uc790\ub9c8\uc9c4(NIM)\uc774 \uac1c\uc120\ub418\uba74\uc11c \uc774\uc790\uc774\uc775\uc774 32\uc870 \uc6d0\uc744 \ub118\uc5b4\uc130\ub2e4. \ub2e4\ub9cc \uc720\uac00\uc99d\uad8c \ud3c9\uac00\uc190\uc2e4\uc774 \ucee4\uc9c0\uba74\uc11c \uc804\uccb4 \uc21c\uc774\uc775\uc740 \uc9c0\ub09c\ud574 \uac19\uc740 \uae30\uac04\ubcf4\ub2e4 6% \ub118\uac8c \uac10\uc18c\ud588\ub2e4. <\/p>\n<p>23\uc77c \uae08\uc735\uac10\ub3c5\uc6d0\uc758 \u20182026\ub144 \uc0c1\ubc18\uae30 \uad6d\ub0b4\uc740\ud589 \uc601\uc5c5\uc2e4\uc801(\uc7a0\uc815)\u2019\uc5d0 \ub530\ub974\uba74 \uad6d\ub0b4\uc740\ud589\uc758 \uc0c1\ubc18\uae30 \ub2f9\uae30\uc21c\uc774\uc775\uc740 13\uc870 8000\uc5b5 \uc6d0\uc73c\ub85c \uc9c0\ub09c\ud574 \uac19\uc740 \uae30\uac04(14\uc870 7000\uc5b5 \uc6d0)\ubcf4\ub2e4 9000\uc5b5 \uc6d0(6.4%) \uac10\uc18c\ud588\ub2e4.<\/p>\n<p>\uc77c\ubc18\uc740\ud589\uc758 \uc21c\uc774\uc775\uc740 9\uc870 1000\uc5b5 \uc6d0\uc73c\ub85c 3.3% \uc904\uc5c8\ub2e4. \uad6c\uccb4\uc801\uc73c\ub85c \uc0b4\ud3b4\ubcf4\uba74 \uc2dc\uc911\uc740\ud589\uc774 8\uc870 1000\uc5b5 \uc6d0\uc73c\ub85c 3.8%, \uc9c0\ubc29\uc740\ud589\uc774 6000\uc5b5 \uc6d0\uc73c\ub85c 8.5% \uac01\uac01 \uac10\uc18c\ud588\ub2e4. \ud2b9\uc218\uc740\ud589\uc740 4\uc870 6000\uc5b5 \uc6d0\uc73c\ub85c 12.0% \uc904\uc5b4\ub4e0 \ubc18\uba74 \uc778\ud130\ub137\uc740\ud589\uc740 4000\uc5b5 \uc6d0\uc73c\ub85c 15.1% \uc99d\uac00\ud588\ub2e4.<\/p>\n<p>\uc740\ud589\uc758 \ud575\uc2ec \uc218\uc775\uc6d0\uc778 \uc774\uc790\uc774\uc775\uc740 \uc624\ud788\ub824 \ud655\ub300\ub410\ub2e4. \uc0c1\ubc18\uae30 \uc774\uc790\uc774\uc775\uc740 32\uc870 2000\uc5b5 \uc6d0\uc73c\ub85c \uc804\ub144 \ub3d9\uae30\ubcf4\ub2e4 2\uc870 5000\uc5b5 \uc6d0(8.3%) \uc99d\uac00\ud588\ub2e4. \ub300\ucd9c\ucc44\uad8c \ub4f1 \uc774\uc790\uc218\uc775\uc790\uc0b0\uc774 6.4% \uc99d\uac00\ud55c \ub370\ub2e4 \uc2dc\uc7a5\uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c NIM\uc774 1.52%\uc5d0\uc11c 1.56%\ub85c 0.04%\ud3ec\uc778\ud2b8 \uc624\ub978 \uc601\ud5a5\uc774\ub2e4.<\/p>\n<p>\ubc18\uba74 \ube44\uc774\uc790\uc774\uc775\uc740 2\uc870 9000\uc5b5 \uc6d0\uc73c\ub85c \uc804\ub144 \ub3d9\uae30\ubcf4\ub2e4 2\uc870 3000\uc5b5 \uc6d0(43.4%) \uae09\uac10\ud588\ub2e4. \uc2dc\uc7a5\uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c \uc720\uac00\uc99d\uad8c \uad00\ub828 \uc190\uc2e4\uc774 \ucee4\uc9c4 \uc601\ud5a5\uc774\ub2e4. \uc720\uac00\uc99d\uad8c \uad00\ub828 \uc774\uc775\uc740 \uc9c0\ub09c\ud574 \uc0c1\ubc18\uae30 3\uc870 2000\uc5b5 \uc6d0 \ud751\uc790\uc5d0\uc11c \uc62c\ud574 2\uc870 5000\uc5b5 \uc6d0 \uc801\uc790\ub85c \uc804\ud658\ud588\ub2e4. \ud2b9\ud788 \uc720\uac00\uc99d\uad8c \ud3c9\uac00\uc190\uc775\uc740 1\uc870 3000\uc5b5 \uc6d0 \uc774\uc775\uc5d0\uc11c 3\uc870 2000\uc5b5 \uc6d0 \uc190\uc2e4\ub85c \ub3cc\uc544\uc130\ub2e4.<\/p>\n<p>\ube44\uc6a9 \ubd80\ub2f4\ub3c4 \ucee4\uc84c\ub2e4. \ud310\ub9e4\uad00\ub9ac\ube44\ub294 \uc9c0\ub09c\ud574 \uc0c1\ubc18\uae30(13\uc870 7000\uc5b5 \uc6d0)\uc5d0 \ube44\ud574 7000\uc5b5 \uc6d0(5.4%) \uc99d\uac00\ud55c 14\uc870 4000\uc5b5 \uc6d0\uc73c\ub85c \uc7a0\uc815 \uc9d1\uacc4\ub410\ub2e4. \uc778\uac74\ube44(8\uc870 5000\uc5b5 \uc6d0)\uc640 \ubb3c\uac74\ube44(5\uc870 9000\uc5b5 \uc6d0)\ub294 \uc804\ub144 \ub3d9\uae30 \ub300\ube44 \uac01\uac01 2000\uc5b5 \uc6d0, 5000\uc5b5 \uc6d0 \ub298\uc5c8\ub2e4. \ub300\uc190\ube44\uc6a9\uc740 3\uc870 5000\uc5b5 \uc6d0\uc73c\ub85c 8.6% \ub298\uc5c8\ub2e4.<\/p>\n<p>\uc740\ud589\uad8c\uc758 \uac74\uc804\uc131 \ubd80\ub2f4\ub3c4 \uc774\uc5b4\uc9c0\uace0 \uc788\ub2e4. \uad6d\ub0b4\uc740\ud589 \uc5f0\uccb4\uc728\uc740 2022\ub144 \ub9d0 0.25%\uc5d0\uc11c 2023\ub144 \ub9d0 0.38%, 2024\ub144 \ub9d0 0.44%, \uc9c0\ub09c\ud574 \ub9d0 0.50%\uc5d0 \uc774\uc5b4 \uc62c\ud574 6\uc6d4 \ub9d0 0.56%\uae4c\uc9c0 \uc0c1\uc2b9\ud588\ub2e4.<\/p>\n<p>\uae08\uac10\uc6d0\uc740 \u201c\ub300\ub0b4\uc678 \ubd88\ud655\uc2e4\uc131\uc774 \uc99d\ub300\ub418\ub294 \uc0c1\ud669\uc744 \uac10\uc548\ud574 \uc5f0\uccb4\uc728 \uc0c1\uc2b9 \ub4f1 \uac74\uc804\uc131 \uc545\ud654\uc9d5\ud6c4\uac00 \ub098\ud0c0\ub098\ub294 \ucde8\uc57d\ubd80\ubb38 \uc911\uc2ec \ubaa8\ub2c8\ud130\ub9c1\uc744 \uac15\ud654\ud560 \uac83\u201d\uc774\ub77c\uba70 \u201c\uc740\ud589\uad8c\uc774 \uc608\uc0c1\uce58 \ubabb\ud55c \ucda9\uaca9\uc5d0\ub3c4 \uac74\uc804\uc131\uc744 \uc720\uc9c0\ud574 \uc548\uc815\uc801\uc778 \uc790\uae08\uacf5\uae09\uc744 \uc9c0\uc18d\ud560 \uc218 \uc788\ub3c4\ub85d \ucda9\ub2f9\uae08 \uc801\ub9bd \ub4f1 \uc190\uc2e4\ud761\uc218\ub2a5\ub825 \ud655\ucda9\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uc720\ub3c4\ud560 \ubc29\uce68\u201d\uc774\ub77c\uace0 \ubc1d\ud614\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uad6d\ub0b4 \uc740\ud589\uc774 \uc62c\ud574 \uc0c1\ubc18\uae30 14\uc870 \uc6d0\uc5d0 \uc721\ubc15\ud558\ub294 \uc21c\uc774\uc775\uc744 \uac70\ub454 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4. \uc2dc\uc7a5\uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c \uc21c\uc774\uc790\ub9c8\uc9c4(NIM)\uc774 \uac1c\uc120\ub418\uba74\uc11c \uc774\uc790\uc774\uc775\uc774 32\uc870 \uc6d0\uc744<\/p>\n","protected":false},"author":1,"featured_media":43806,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","footnotes":""},"categories":[30],"tags":[],"class_list":["post-43807","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"featured_image_urls":{"full":["https:\/\/cryptoseoul.news\/wp-content\/uploads\/2026\/08\/news_img_20260823113649_29001-1.jpeg",860,599,false]},"post_excerpt_stackable":"<p>\uad6d\ub0b4 \uc740\ud589\uc774 \uc62c\ud574 \uc0c1\ubc18\uae30 14\uc870 \uc6d0\uc5d0 \uc721\ubc15\ud558\ub294 \uc21c\uc774\uc775\uc744 \uac70\ub454 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4. \uc2dc\uc7a5\uae08\ub9ac \uc0c1\uc2b9\uc73c\ub85c \uc21c\uc774\uc790\ub9c8\uc9c4(NIM)\uc774 \uac1c\uc120\ub418\uba74\uc11c \uc774\uc790\uc774\uc775\uc774 32\uc870 \uc6d0\uc744 \ub118\uc5b4\uc130\ub2e4. \ub2e4\ub9cc \uc720\uac00\uc99d\uad8c \ud3c9\uac00\uc190\uc2e4\uc774 \ucee4\uc9c0\uba74\uc11c \uc804\uccb4 \uc21c\uc774\uc775\uc740 \uc9c0\ub09c\ud574 \uac19\uc740 \uae30\uac04\ubcf4\ub2e4 6% \ub118\uac8c \uac10\uc18c\ud588\ub2e4. 23\uc77c \uae08\uc735\uac10\ub3c5\uc6d0\uc758 \u20182026\ub144 \uc0c1\ubc18\uae30 \uad6d\ub0b4\uc740\ud589 \uc601\uc5c5\uc2e4\uc801(\uc7a0\uc815)\u2019\uc5d0 \ub530\ub974\uba74 \uad6d\ub0b4\uc740\ud589\uc758 \uc0c1\ubc18\uae30 \ub2f9\uae30\uc21c\uc774\uc775\uc740 13\uc870 8000\uc5b5 \uc6d0\uc73c\ub85c \uc9c0\ub09c\ud574 \uac19\uc740 \uae30\uac04(14\uc870 7000\uc5b5 \uc6d0)\ubcf4\ub2e4 9000\uc5b5 \uc6d0(6.4%) \uac10\uc18c\ud588\ub2e4. \uc77c\ubc18\uc740\ud589\uc758 \uc21c\uc774\uc775\uc740 9\uc870 1000\uc5b5 \uc6d0\uc73c\ub85c 3.3% \uc904\uc5c8\ub2e4. \uad6c\uccb4\uc801\uc73c\ub85c \uc0b4\ud3b4\ubcf4\uba74 \uc2dc\uc911\uc740\ud589\uc774 8\uc870 1000\uc5b5 \uc6d0\uc73c\ub85c 3.8%, \uc9c0\ubc29\uc740\ud589\uc774 6000\uc5b5 \uc6d0\uc73c\ub85c 8.5% \uac01\uac01 \uac10\uc18c\ud588\ub2e4. \ud2b9\uc218\uc740\ud589\uc740 4\uc870 6000\uc5b5 \uc6d0\uc73c\ub85c 12.0% \uc904\uc5b4\ub4e0 \ubc18\uba74 \uc778\ud130\ub137\uc740\ud589\uc740 4000\uc5b5 \uc6d0\uc73c\ub85c 15.1% \uc99d\uac00\ud588\ub2e4. \uc740\ud589\uc758 \ud575\uc2ec \uc218\uc775\uc6d0\uc778 \uc774\uc790\uc774\uc775\uc740 \uc624\ud788\ub824 \ud655\ub300\ub410\ub2e4. \uc0c1\ubc18\uae30 \uc774\uc790\uc774\uc775\uc740 32\uc870 2000\uc5b5 \uc6d0\uc73c\ub85c \uc804\ub144 \ub3d9\uae30\ubcf4\ub2e4 2\uc870 5000\uc5b5 \uc6d0(8.3%)&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/cryptoseoul.news\/?cat=30\" rel=\"category\">\uae08\uc735<\/a>","author_info":{"name":"admin","url":"https:\/\/cryptoseoul.news\/?author=1"},"comments_num":"0 comments","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\uc740\ud589 \uc0c1\ubc18\uae30\uc5d0 14\uc870 \ubc8c\uc5c8\ub2e4\u2026\uc774\uc790\uc774\uc775\ub9cc 32\uc870 - Crypto 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