{"id":39834,"date":"2026-07-04T11:10:29","date_gmt":"2026-07-04T02:10:29","guid":{"rendered":"https:\/\/cryptoseoul.news\/?p=39834"},"modified":"2026-07-04T11:10:29","modified_gmt":"2026-07-04T02:10:29","slug":"%ec%98%81%ec%83%81%ec%a6%9d%ea%b6%8c%ec%82%ac%eb%a1%9c-%eb%aa%b0%eb%a6%ac%eb%8a%94-irp%ec%9d%80%ed%96%89%eb%93%a4-etf%eb%a1%9c-%ea%b3%a0%ea%b0%9d-%ec%9e%a1%ea%b8%b0-%eb%82%98%ec%84%b0","status":"publish","type":"post","link":"https:\/\/cryptoseoul.news\/?p=39834","title":{"rendered":"\uc601\uc0c1\uc99d\uad8c\uc0ac\ub85c \ubab0\ub9ac\ub294 IRP\u2026\uc740\ud589\ub4e4 ETF\ub85c \uace0\uac1d \uc7a1\uae30 \ub098\uc130\ub2e4"},"content":{"rendered":"

\u25b2 AI \ud504\ub9ac\uc998* \ub9de\ucda4\ud615 \uacbd\uc81c \ube0c\ub9ac\ud551<\/p>\n

* \ud3b8\uc9d1\uc790 \uc8fc: \u2018AI PRISM\u2019(Personalized Report & Insight Summarizing Media)\uc740 \ud55c\uad6d\uc5b8\ub860\uc9c4\ud765\uc7ac\ub2e8\uc758 \uc9c0\uc6d0\uc744 \ubc1b\uc544 \uac1c\ubc1c\ud55c \u2018\uc778\uacf5\uc9c0\ub2a5(AI) \uae30\ubc18 \ub9de\ucda4\ud615 \ub274\uc2a4 \ucd94\ucc9c \ubc0f \uc694\uc57d \uc11c\ube44\uc2a4\u2019\uc785\ub2c8\ub2e4. \ub3c5\uc790 \uc720\ud615\ubcc4 \ub9de\ucda4 \ub274\uc2a4 6\uac1c\ub97c \uc120\ubcc4\ud574 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

[\uc8fc\uc694 \uc774\uc288 \ube0c\ub9ac\ud551]<\/p>\n

\u25a0 \ud1f4\uc9c1\uc5f0\uae08 \uacbd\uc7c1 \uc7ac\ud3b8: \uc62c\ud574 1\ubd84\uae30 \uc99d\uad8c\uc0ac \ud1f4\uc9c1\uc5f0\uae08 \uc801\ub9bd\uae08\uc774 10\uc870 \uc6d0 \uae09\uc99d\ud558\uba70 \uc740\ud589(3\uc870 6000\uc5b5 \uc6d0)\uc758 \uc138 \ubc30\uc5d0 \ub2ec\ud558\ub294 \uc18d\ub3c4\ub85c \ubd88\uc5b4\ub0ac\ub2e4. \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP\u00b7Individual Retirement Pension) \uc2e4\ubb3c\uc774\uc804 \uc81c\ub3c4 \uc2dc\ud589 \uc774\ud6c4 \uae30\uc874 \uc0c1\ud488\uc744 \ud574\uc9c0\ud558\uc9c0 \uc54a\uace0\ub3c4 \uc740\ud589\uc5d0\uc11c \uc99d\uad8c\uc0ac\ub85c \uacc4\uc88c\ub97c \uc774\ub3d9\ud560 \uc218 \uc788\uac8c \ub418\uba74\uc11c \uc790\uae08 \uc774\ud0c8\uc774 \uac00\uc18d\ud654\ud558\ub294 \uc591\uc0c1\uc774\ub2e4.<\/p>\n

\u25a0 30\ub144 \uc138\uc81c \uc218\uc220 \ub17c\ub780: \uc2e0\uc6a9\uce74\ub4dc \uc18c\ub4dd\uacf5\uc81c \uac10\uba74\uc561\uc774 \uc62c\ud574 4\uc870 6298\uc5b5 \uc6d0\uc5d0 \ub2ec\ud558\uba70 4\ub144 \uc0c8 46.2% \uae09\uc99d\ud588\uace0, \ub0b4\ub144\uc5d0\ub294 5\uc870 \uc6d0\uc744 \ub3cc\ud30c\ud560 \uc804\ub9dd\uc774\ub2e4. \ud55c\uc2dc \ub3c4\uc785 \uc81c\ub3c4\uac00 11\ucc28\ub840 \uc5f0\uc7a5\uc744 \uac70\ub4ed\ud558\ub294 \uc0ac\uc774 \ud1b5\ud569\uace0\uc6a9\uc138\uc561\uacf5\uc81c\u00b7\uadfc\ub85c\uc7a5\ub824\uae08\uacfc \ub9de\uba39\ub294 \uaddc\ubaa8\uc758 \uc870\uc138\uc9c0\ucd9c \ud56d\ubaa9\uc73c\ub85c \uad73\uc5b4\uc9c4 \uc0c1\ud669\uc774\ub2e4.<\/p>\n

\u25a0 \ud648\ud50c\ub7ec\uc2a4 \ud30c\uc0b0 \uc704\uae30: \uc11c\uc6b8\ud68c\uc0dd\ubc95\uc6d0\uc774 \ud648\ud50c\ub7ec\uc2a4\uc758 \uc218\uc815 \ud68c\uc0dd\uacc4\ud68d\uc548\uc5d0 \ub300\ud574 \uc218\ud589 \uac00\ub2a5\uc131\uc774 \uc5c6\ub2e4\uace0 \ud310\ub2e8, \ud68c\uc0dd\uc808\ucc28 \ud3d0\uc9c0 \uacb0\uc815\uc744 \ub0b4\ub838\ub2e4. \uc9c1\uc6d0 1\ub9cc 2000\uba85\uc758 \uc2e4\uc9c1 \uc704\uae30\uc640 \ud568\uaed8 \uc785\uc810 \uc5c5\uccb4 \uc810\uc8fc, \ub0a9\ud488 \ub300\uae08\uc744 \ubc1b\uc9c0 \ubabb\ud55c \uc911\uc18c\uae30\uc5c5, \uc804\uc790\ub2e8\uae30\uc0ac\ucc44(ABSTB\u00b7\uc790\uc0b0\uc720\ub3d9\ud654 \ub2e8\uae30\uc0ac\ucc44) \ud22c\uc790\uc790\uae4c\uc9c0 \uc5f0\uc1c4 \ud30c\uc7a5\uc774 \uc608\uc0c1\ub418\ub294 \uc0c1\ud669\uc774\ub2e4.<\/p>\n

[\uc2e0\uc785 \uc9c1\uc7a5\uc778 \uad00\uc2ec \ub274\uc2a4]<\/p>\n

1. \uc99d\uad8c\uc0ac\ub85c \ube60\uc9c0\ub294 IRP\u2026\uc740\ud589\uad8c, KPI \ub192\uc5ec \uc794\uc561 \ubc29\uc5b4<\/p>\n

– \ud575\uc2ec \uc694\uc57d: \uc99d\uc2dc \ud65c\ud669\uc73c\ub85c \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP) \uc790\uae08\uc774 \uc740\ud589\uc5d0\uc11c \uc99d\uad8c\uc0ac\ub85c \ube60\ub974\uac8c \uc774\ub3d9\ud558\uba74\uc11c \uc740\ud589\uad8c\uc774 \uc601\uc5c5\uc810 \ud575\uc2ec\uc131\uacfc\uc9c0\ud45c(KPI\u00b7Key Performance Indicator)\uc5d0\uc11c \uad00\ub828 \ubc30\uc810\uc744 \ub192\uc774\ub294 \ubc29\uc2dd\uc73c\ub85c \uace0\uac1d \uc774\ud0c8 \ucc28\ub2e8\uc5d0 \ub098\uc130\ub2e4. \uc62c\ud574 1\ubd84\uae30 \uc99d\uad8c\uc0ac \ud1f4\uc9c1\uc5f0\uae08 \uc801\ub9bd\uae08\uc740 131\uc870 \uc6d0\uc5d0\uc11c 141\uc870 \uc6d0\uc73c\ub85c 10\uc870 \uc6d0 \ub298\uc5b4\ub09c \ubc18\uba74, \uc740\ud589\uad8c\uc740 \uac19\uc740 \uae30\uac04 3\uc870 6000\uc5b5 \uc6d0 \uc99d\uac00\uc5d0 \uadf8\uce58\uba70 \uaca9\ucc28\uac00 \ubc8c\uc5b4\uc9c0\uace0 \uc788\ub2e4. \uc740\ud589 \uacc4\uc88c\uc5d0\uc11c\ub294 \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF\u00b7Exchange Traded Fund)\ub97c \uc2e4\uc2dc\uac04 \ub9e4\ub9e4\ud558\uae30 \uc5b4\ub835\uace0 \ud22c\uc790 \uac00\ub2a5 \uc0c1\ud488\uad70\ub3c4 \uc99d\uad8c\uc0ac\uc5d0 \ube44\ud574 \uc81c\ud55c\uc801\uc774\ub77c\ub294 \uc810\uc774 \uc774\ud0c8\uc758 \uc8fc\ub41c \uc6d0\uc778\uc73c\ub85c \uaf3d\ud78c\ub2e4. \uc774\uc5d0 KB\uad6d\ubbfc\uc740\ud589\uc740 ETF \uc0c1\ud488 21\uc885\uc744 \ucd94\uac00\ud574 \ucd1d 260\uc885\uc758 \ub77c\uc778\uc5c5\uc744 \uad6c\ucd95\ud558\ub294 \ub4f1 \uc2dc\uc911\uc740\ud589\ub4e4\uc774 \uc11c\ube44\uc2a4 \uac15\ud654\uc5d0 \ub098\uc11c\uace0 \uc788\ub294 \ubaa8\uc2b5\uc774\ub2e4.<\/p>\n

2. \u201830\ub144 \ub204\ub354\uae30\u2019 \uce74\ub4dc \uc18c\ub4dd\uacf5\uc81c 5\uc870 \uc6d0 \ub208\uc55e\u2026\uc774\ub300\ub85c \ub194\ub450\uba74 \uc7ac\uc815\uc808\ubcbd<\/p>\n

– \ud575\uc2ec \uc694\uc57d: 1999\ub144 \ud55c\uc2dc \ub3c4\uc785\ub41c \uc2e0\uc6a9\uce74\ub4dc \uc18c\ub4dd\uacf5\uc81c\uac00 11\ucc28\ub840 \uc5f0\uc7a5\uc744 \uac70\uce58\uba70 \uc62c\ud574 \uac10\uba74\uc561 4\uc870 6298\uc5b5 \uc6d0\uc744 \uae30\ub85d, \ub0b4\ub144 5\uc870 \uc6d0 \ub3cc\ud30c\ub97c \uc55e\ub450\uace0 \uc788\ub2e4. \uc9c1\uc7a5\uc778\uc774 \ucd1d\uae09\uc5ec\uc758 25%\ub97c \ucd08\uacfc\ud574 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uba74 \ucd08\uacfc \uae08\uc561\uc758 15%\ub97c \uc18c\ub4dd\uc138 \uacc4\uc0b0 \ub54c \uacf5\uc81c\ubc1b\ub294 \uad6c\uc870\ub85c, 2016\ub144 37\uc870 4000\uc5b5 \uc6d0\uc774\uc5c8\ub358 \uc804\uccb4 \uc870\uc138\uc9c0\ucd9c\uc774 \uc62c\ud574 80\uc870 5000\uc5b5 \uc6d0\uc73c\ub85c 10\ub144 \uc0c8 2\ubc30 \uc774\uc0c1 \ubd88\uc5b4\ub09c \uc7ac\uc815 \ubd80\ub2f4\uc758 \ud55c \ucd95\uc744 \ucc28\uc9c0\ud55c\ub2e4. \uae40\uc6b0\ucca0 \uc11c\uc6b8\uc2dc\ub9bd\ub300 \uc138\ubb34\ud559\uacfc \uad50\uc218\ub294 \ud55c\uacc4\uc138\uc728\uc774 \ub192\uc740 \uace0\uc18c\ub4dd\uc790\uc77c\uc218\ub85d \ud61c\ud0dd\uc774 \ucee4\uc9c0\ub294 \uad6c\uc870\uc801 \ud615\ud3c9\uc131 \ubb38\uc81c\ub97c \uc9c0\uc801\ud558\uace0 \uc788\ub2e4. \ud55c\ud3b8 \uc62c 1~5\uc6d4 \uac1c\uc778\uce74\ub4dc \uc2b9\uc778\uae08\uc561\uc740 446\uc870 2000\uc5b5 \uc6d0\uc73c\ub85c \uc804\ub144 \ub3d9\uae30 \ub300\ube44 28\uc870 5000\uc5b5 \uc6d0 \ub298\uc5b4, \uac10\uba74\uc561\uc774 \uc804\ub9dd\uce58\ub97c \uc6c3\ub3cc \uac00\ub2a5\uc131\ub3c4 \uc81c\uae30\ub41c\ub2e4.<\/p>\n

3. \uc911\uae30\uc5d0 15\uc870 \uc6d0 \uacbd\uc601\uc790\uae08 \uacf5\uae09\u2026\ubc95\uc778\uc138 \ub0a9\ubd80\uae30\ud55c \uc5f0\uc7a5\ub3c4<\/p>\n

– \ud575\uc2ec \uc694\uc57d: \uc815\ubd80\uac00 \uace0\ud658\uc728 \uc7a5\uae30\ud654\ub85c \uc6d0\uac00 \ubd80\ub2f4\uc774 \uac00\uc911\ub41c \uc911\uc18c\u00b7\uc911\uacac\uae30\uc5c5\uc744 \ub300\uc0c1\uc73c\ub85c \ucd1d 14\uc870 9000\uc5b5 \uc6d0 \uaddc\ubaa8\uc758 \uae34\uae09\uacbd\uc601\uc790\uae08 \uacf5\uae09 \ubc29\uc548\uc744 \ubc1c\ud45c\ud588\ub2e4. \uad6c\uc724\ucca0 \uacbd\uc81c\ubd80\ucd1d\ub9ac \uacb8 \uc7ac\uc815\uacbd\uc81c\ubd80 \uc7a5\uad00 \uc8fc\uc7ac \ube44\uc0c1\uacbd\uc81c\ubcf8\ubd80 \ud68c\uc758\uc5d0\uc11c \ud655\uc815\ub41c \uc774\ubc88 \ub300\ucc45\uc740 \uc911\ub3d9 \uc0c1\ud669 \ub300\uc751\uc6a9 \uc815\ucc45\uae08\uc735 \uc794\uc5ec \uc7ac\uc6d0 13\uc870 8000\uc5b5 \uc6d0\uc5d0 \uc2e0\uaddc \uc790\uae08 1\uc870 1000\uc5b5 \uc6d0\uc744 \ub354\ud55c \uaddc\ubaa8\ub2e4. \uc6d0\u00b7\ubd80\uc790\uc7ac \uc218\uc785 \ube44\uc911\uc774 \ub9e4\ucd9c\uc561\uc758 20% \uc774\uc0c1\uc778 \uae30\uc5c5\uc740 \ub9e4\ucd9c\u00b7\uc601\uc5c5\uc774\uc775 \uac10\uc18c \uc694\uac74 \uc5c6\uc774\ub3c4 \uc790\uae08\uc744 \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc788\uace0, \uc218\ucd9c\uc785\uc740\ud589\uc758 \uc704\uae30\ub300\uc751 \ud2b9\ubcc4\ud504\ub85c\uadf8\ub7a8\uc740 7\uc870 \uc6d0\uc5d0\uc11c 8\uc870 \uc6d0\uc73c\ub85c \ud655\ub300\ub418\uba70 \uae08\ub9ac \uc6b0\ub300 \ud3ed\ub3c4 \ucd5c\ub300 2.2%\ud3ec\uc778\ud2b8\ub85c \ub192\uc544\uc9c4\ub2e4. \ub610\ud55c \uace0\ud658\uc728\ub85c \uacbd\uc601 \uc560\ub85c\ub97c \uacaa\ub294 \uc911\uc18c\uae30\uc5c5\uc5d0\ub294 \ubc95\uc778\uc138\u00b7\ubd80\uac00\uac00\uce58\uc138\u00b7\uc18c\ub4dd\uc138\u00b7\uad00\uc138 \ub0a9\ubd80\uae30\ud55c \uc5f0\uc7a5 \ud61c\ud0dd\ub3c4 \ubcd1\ud589 \uc9c0\uc6d0\ub418\ub294 \uc0c1\ud669\uc774\ub2e4.<\/p>\n

4. 2000\uc5b5 \uc6d0 \uc870\ub2ec \ubabb\ud574\u2026\ud648\ud50c\ub7ec\uc2a4 \ud30c\uc0b0 \uc218\uc21c<\/p>\n

– \ud575\uc2ec \uc694\uc57d: \uc11c\uc6b8\ud68c\uc0dd\ubc95\uc6d0 \uc81c4\ubd80\uac00 \ud648\ud50c\ub7ec\uc2a4\uc758 \uc218\uc815 \ud68c\uc0dd\uacc4\ud68d\uc548 \ubcc0\uacbd\uc548\uc5d0 \ub300\ud574 \uc218\ud589 \uac00\ub2a5\uc131\uc774 \uc5c6\ub2e4\uace0 \ud310\ub2e8, \uc9c0\ub09c\ud574 3\uc6d4 \uae30\uc5c5\ud68c\uc0dd\uc808\ucc28(\ubc95\uc815\uad00\ub9ac) \uac1c\uc2dc \uc2e0\uccad 1\ub144 4\uac1c\uc6d4 \ub9cc\uc5d0 \ud68c\uc0dd\uc808\ucc28 \ud3d0\uc9c0 \uacb0\uc815\uc744 \ub0b4\ub838\ub2e4. \ub300\uc8fc\uc8fc\uc778 MBK\ud30c\ud2b8\ub108\uc2a4\uc640 \ucd5c\ub300 \ucc44\uad8c\uc790\uc778 \uba54\ub9ac\uce20\uae08\uc735\uadf8\ub8f9\uc758 \ub300\uce58 \uc18d\uc5d0 \ud68c\uc0dd\uc5d0 \ud544\uc694\ud55c \ucd5c\uc18c \uc790\uae08 2000\uc5b5 \uc6d0 \uc870\ub2ec\uc5d0 \uc2e4\ud328\ud588\uace0, \uadf8 \uc0ac\uc774 \uacf5\uc775\ucc44\uad8c\uc774 \uae09\uc99d\ud558\uba70 \uc7ac\ubb34 \uad6c\uc870\uac00 \uc545\ud654\ub410\ub2e4. \ud648\ud50c\ub7ec\uc2a4\uac00 14\uc77c \uc774\ub0b4\uc5d0 \uc790\uae08\uc744 \ud655\ubcf4\ud574 \uc989\uc2dc\ud56d\uace0\ud560 \uacbd\uc6b0 \ud68c\uc0dd\uc808\ucc28\uac00 \ub418\uc0b4\uc544\ub0a0 \uac00\ub2a5\uc131\uc740 \ub0a8\uc544 \uc788\uc73c\ub098, MBK\uc640 \uba54\ub9ac\uce20 \ubaa8\ub450 \ucc45\uc784 \uacf5\ubc29\uc744 \uc774\uc5b4\uac00\uace0 \uc788\uc5b4 \ubc18\uc804\uc740 \uc27d\uc9c0 \uc54a\ub2e4\ub294 \uc804\ub9dd\uc774 \uc6b0\uc138\ud558\ub2e4. \ud55c\ud3b8 \uc815\ubd80\ub294 \ubc95\uc6d0 \ubc1c\ud45c 3\uc2dc\uac04 \ub9cc\uc5d0 \uc784\uae08 \uccb4\ubd88 \uadfc\ub85c\uc790\uc640 \uc911\uc18c \ud611\ub825 \uc5c5\uccb4\ub97c \ub300\uc0c1\uc73c\ub85c 4400\uc5b5 \uc6d0 \uaddc\ubaa8\uc758 \uae34\uae09 \uc720\ub3d9\uc131 \uc9c0\uc6d0 \ub300\ucc45\uc744 \ub0b4\ub193\uc544 \uc0ac\uc2e4\uc0c1 \ud30c\uc0b0\uc744 \uc804\uc81c\ub85c \ud55c \uc870\uce58\ub77c\ub294 \ubd84\uc11d\uc774 \ub098\uc624\ub294 \ubaa8\uc2b5\uc774\ub2e4.<\/p>\n

\u25b6\uae30\uc0ac \ubc14\ub85c\uac00\uae30: \ud558\ub8e8 758P \ucd9c\ub801\u2026210\uc870 \ubab0\ub9b0 \ub2e8\uc77c\uc885\ubaa9 \ub808\ubc84\ub9ac\uc9c0\uc758 \uadf8\ub9bc\uc790 <\/p>\n

\u25b6\uae30\uc0ac \ubc14\ub85c\uac00\uae30: \ud648\ud50c \uc775\uc2a4\ud504\ub808\uc2a4 \ud314\uace0 37\uacf3 \ud3d0\uc810 \ubc30\uc218\uc9c4\uc5d0\ub3c4\u2026\uba54\ub9ac\uce20\u00b7MBK \uae30\uc2f8\uc6c0\uc5d0 \ubcbc\ub791 \ub05d <\/p>\n

\u25b6\uae30\uc0ac \ubc14\ub85c\uac00\uae30: \uace0\uac00 \uba54\ubaa8\ub9ac \ube44\uc911 \uc904\uc5c8\ub098\u2026\uc2dc\uc7a5 \ud754\ub4e0 K\ubc18\ub3c4\uccb4 kg\ub2f9 \uc218\ucd9c\ub2e8\uac00 \ud558\ub77d <\/p>\n","protected":false},"excerpt":{"rendered":"

\u25b2 AI \ud504\ub9ac\uc998* \ub9de\ucda4\ud615 \uacbd\uc81c \ube0c\ub9ac\ud551 * \ud3b8\uc9d1\uc790 \uc8fc: \u2018AI PRISM\u2019(Personalized Report & Insight Summarizing Media)\uc740 \ud55c\uad6d\uc5b8\ub860\uc9c4\ud765\uc7ac\ub2e8\uc758 \uc9c0\uc6d0\uc744<\/p>\n","protected":false},"author":1,"featured_media":39833,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[],"class_list":["post-39834","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"featured_image_urls":{"full":["https:\/\/cryptoseoul.news\/wp-content\/uploads\/2026\/07\/news_img_20260704111037_82655-1.jpeg",640,360,false]},"post_excerpt_stackable":"

\u25b2 AI \ud504\ub9ac\uc998* \ub9de\ucda4\ud615 \uacbd\uc81c \ube0c\ub9ac\ud551 * \ud3b8\uc9d1\uc790 \uc8fc: \u2018AI PRISM\u2019(Personalized Report & Insight Summarizing Media)\uc740 \ud55c\uad6d\uc5b8\ub860\uc9c4\ud765\uc7ac\ub2e8\uc758 \uc9c0\uc6d0\uc744 \ubc1b\uc544 \uac1c\ubc1c\ud55c \u2018\uc778\uacf5\uc9c0\ub2a5(AI) \uae30\ubc18 \ub9de\ucda4\ud615 \ub274\uc2a4 \ucd94\ucc9c \ubc0f \uc694\uc57d \uc11c\ube44\uc2a4\u2019\uc785\ub2c8\ub2e4. \ub3c5\uc790 \uc720\ud615\ubcc4 \ub9de\ucda4 \ub274\uc2a4 6\uac1c\ub97c \uc120\ubcc4\ud574 \uc81c\uacf5\ud569\ub2c8\ub2e4. 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