{"id":39324,"date":"2026-06-28T14:49:48","date_gmt":"2026-06-28T05:49:48","guid":{"rendered":"https:\/\/cryptoseoul.news\/?p=39324"},"modified":"2026-06-28T14:49:48","modified_gmt":"2026-06-28T05:49:48","slug":"%eb%85%b8%ed%9b%84%eb%b3%b4%ec%9e%a5-%ed%95%b5%ec%8b%ac-%ec%83%81%ed%92%88%ec%9d%b4%eb%9d%bc%eb%8d%94%eb%8b%88%ed%95%9c%ea%b5%ad%ed%98%95-%ed%86%a4%ed%8b%b4-%eb%b3%b4%ed%97%98-%ec%8b%9c","status":"publish","type":"post","link":"https:\/\/cryptoseoul.news\/?p=39324","title":{"rendered":"\ub178\ud6c4\ubcf4\uc7a5 \ud575\uc2ec \uc0c1\ud488\uc774\ub77c\ub354\ub2c8\u2026\ud55c\uad6d\ud615 \ud1a4\ud2f4 \ubcf4\ud5d8, \uc2dc\uc7a5 \uc678\uba74"},"content":{"rendered":"<p>\uc815\ubd80\uac00 \ucd08\uace0\ub839\uc0ac\ud68c \ub300\uc751\uc744 \uc704\ud574 \uaebc\ub0b4\ub4e0 \ud55c\uad6d\ud615 \ud1a4\ud2f4(tontine) \uc5f0\uae08\ubcf4\ud5d8\uc774 \uc2dc\uc7a5\uc758 \uc678\uba74\uc744 \ubc1b\uace0 \uc788\ub2e4. \uc624\ub798 \uc0b4\uc218\ub85d \ub354 \ub9ce\uc740 \uc5f0\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ud574 \uc18c\ub4dd \uacf5\ubc31\uc744 \uba54\uc6b0\uaca0\ub2e4\ub294 \ucde8\uc9c0\uc600\uc9c0\ub9cc \uc18c\ube44\uc790 \uc218\uc694\uc640 \ubcf4\ud5d8\uc0ac\uc758 \ud310\ub9e4 \uc720\uc778\uc744 \ucda9\ubd84\ud788 \uace0\ub824\ud558\uc9c0 \ubabb\ud588\ub2e4\ub294 \uc9c0\uc801\uc774 \ub098\uc628\ub2e4.<\/p>\n<p>28\uc77c \uae08\uc735\uacc4\uc5d0 \ub530\ub974\uba74 \uc62c\ud574 1\uc6d4 \uc2e0\ud55c\ub77c\uc774\ud504\uac00 \uc5c5\uacc4 \ucd5c\ucd08\ub85c \ucd9c\uc2dc\ud55c \ud55c\uad6d\ud615 \ud1a4\ud2f4 \ubcf4\ud5d8\uc740 \ucd9c\uc2dc 5\uac1c\uc6d4\uc774 \uc9c0\ub098\ub3c4\ub85d \uac00\uc785 \uc2e4\uc801\uc774 \uadf9\ud788 \uc800\uc870\ud55c \uac83\uc73c\ub85c \uc54c\ub824\uc84c\ub2e4.<\/p>\n<p>\ubcf4\ud5d8\uc5c5\uacc4\uc758 \ud55c \uad00\uacc4\uc790\ub294 \u201c\uc5f0\uae08\ubcf4\ud5d8 \uc790\uccb4\uac00 \uc0dd\ubcf4\uc0ac\uc758 \uc8fc\ub825 \uc0c1\ud488\uc774 \uc544\ub2cc \ub370\ub2e4 \ud1a4\ud2f4\uc740 \uc124\uba85\uc774 \uc5b4\ub835\uace0 \uc18c\ube44\uc790\ub3c4 \ub0af\uc124\uc5b4 \ud55c\ub2e4\u201d\uba70 \u201c\uace0\uac1d \uc720\uce58 \uc131\uacfc\uac00 \ubbf8\ubbf8\ud574 \uc678\ubd80\uc5d0 \uacf5\uac1c\uac00 \uc5b4\ub824\uc6b4 \uc218\uc900\uc73c\ub85c \uc548\ub2e4\u201d\uace0 \uc804\ud588\ub2e4. \uc77c\uac01\uc5d0\uc11c\ub294 100\uac74\ub3c4 \ubabb \ucc44\uc6b4 \uac83 \uc544\ub2c8\ub0d0\ub294 \uc598\uae30\uac00 \ud758\ub7ec\ub098\uc628\ub2e4.<\/p>\n<p>\uae08\uc735\uc704\uc6d0\ud68c\ub294 \uc9c0\ub09c\ud574 \ud55c\uad6d\ud615 \ud1a4\ud2f4\u00b7\uc800\ud574\uc9c0 \uc5f0\uae08\ubcf4\ud5d8 \ub3c4\uc785 \ubc29\uce68\uc744 \ubc1c\ud45c\ud558\uba74\uc11c \uc77c\ubc18 \uc5f0\uae08\ubcf4\ud5d8 \ub300\ube44 \uc218\ub839\uc561\uc774 \ucd5c\ub300 38% \ub298\uc5b4\ub0a0 \uc218 \uc788\ub2e4\uace0 \uc124\uba85\ud588\ub2e4. \uc804\ud1b5 \ud1a4\ud2f4\uc774 \uc911\ub3c4 \ud574\uc9c0\uc640 \uc0ac\ub9dd \uc2dc \uc9c0\uae09\uc561\uc774 \uc0ac\uc2e4\uc0c1 \uc5c6\ub294 \uad6c\uc870\uc600\ub2e4\uba74 \ud55c\uad6d\ud615\uc740 \uc5f0\uae08 \uac1c\uc2dc \uc804 \uc0ac\ub9dd \uc2dc \uae30\ub0a9\uc785 \ubcf4\ud5d8\ub8cc\uc640 \ubcf4\ud5d8\ub8cc \uc801\ub9bd\uc561\uc758 70% \uac00\uc6b4\ub370 \ud070 \uae08\uc561\uc744 \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ud588\ub2e4.<\/p>\n<p>\ud1a4\ud2f4 \ubcf4\ud5d8\uc758 \ubd80\uc9c4\uc740 \uc5f0\uae08\ubcf4\ud5d8 \uc2dc\uc7a5 \uc790\uccb4\uc758 \ubd80\uc9c4\uacfc \ub9de\ubb3c\ub9b0\ub2e4. \uae08\uc735\uc704\uc5d0 \ub530\ub974\uba74 \uc9c0\ub09c\ud574 \uc804\uccb4 \uc5f0\uae08\uc800\ucd95 \uc801\ub9bd\uae08\uc740 198\uc870 2000\uc5b5 \uc6d0\uc73c\ub85c \uc804\ub144\ubcf4\ub2e4 10.8% \uc99d\uac00\ud588\uc9c0\ub9cc \uc5f0\uae08\uc800\ucd95\ubcf4\ud5d8\uc740 114\uc870 1000\uc5b5 \uc6d0\uc73c\ub85c 1.2% \uac10\uc18c\ud588\ub2e4. \ubc18\uba74 \uc5f0\uae08\uc800\ucd95\ud380\ub4dc \uc801\ub9bd\uae08\uc740 61\uc870 3000\uc5b5 \uc6d0\uc73c\ub85c \uc99d\uc2dc \ud638\ud669\uc5d0 1\ub144 \uc0c8 50.7% \uae09\uc99d\ud588\ub2e4.<\/p>\n<p>\ubcf4\ud5d8\uc0ac\ub4e4\ub3c4 \ud1a4\ud2f4 \ubcf4\ud5d8\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ud310\ub9e4\ud560 \uc720\uc778\uc774 \ud06c\uc9c0 \uc54a\ub2e4. \uc0c8 \uad6d\uc81c\ud68c\uacc4\uae30\uc900(IFRS17) \uccb4\uacc4\uc5d0\uc11c\ub294 \ubcf4\ud5d8\uc0ac\uc758 \uc218\uc775\uc131 \uc9c0\ud45c\uc778 \uacc4\uc57d\uc11c\ube44\uc2a4\ub9c8\uc9c4(CSM)\uc744 \ud655\ubcf4\ud558\ub294 \ub370 \ubcf4\uc7a5\uc131\ubcf4\ud5d8\uc774 \uc720\ub9ac\ud558\ub2e4. \ubc18\uba74 \uc5f0\uae08\u00b7\uc800\ucd95\uc131\ubcf4\ud5d8\uc740 \uc7a5\uae30\uac04 \uc9c0\uae09\ud574\uc57c \ud560 \ubd80\ucc44 \uc131\uaca9\uc774 \uac15\ud574 \uc218\uc775\uc131 \uae30\uc5ec\ub3c4\uac00 \ub0ae\ub2e4.<\/p>\n<p>\uc18c\ube44\uc790 \uad00\uc810\uc5d0\uc11c\ub3c4 \ud55c\uacc4\uac00 \ub69c\ub837\ud558\ub2e4. \ud1a4\ud2f4 \ubcf4\ud5d8\uc740 \uc624\ub798 \uc720\uc9c0\ud558\uace0 \uc624\ub798 \uc0dd\uc874\ud560\uc218\ub85d \uc720\ub9ac\ud558\uc9c0\ub9cc \uc5f0\uae08 \uac1c\uc2dc \uc804 \uc0ac\ub9dd\ud558\uac70\ub098 \uc911\ub3c4 \ud574\uc9c0\ud558\uba74 \uc77c\ubc18 \uc5f0\uae08\ubcf4\ub2e4 \ud658\uae09\uae08\uc774 \uc904\uc5b4\ub4e4 \uc218 \uc788\ub2e4. \ud2b9\ud788 10\ub144 \uc774\ub0b4 \ud574\uc9c0\ud558\uba74 \ub0a9\uc785\ubcf4\ud5d8\ub8cc\uc758 50%\ub9cc \ub3cc\ub824\ubc1b\ub294 \uad6c\uc870\uc5ec\uc11c \uc720\ub3d9\uc131\uc774 \ud544\uc694\ud55c \uac00\uc785\uc790\uc5d0\uac8c\ub294 \ubd88\ub9ac\ud558\ub2e4. \u2018\uc0ac\ub9dd\uc790 \ubaab\uc744 \uc0dd\uc874\uc790\uac00 \ub098\ub220 \uac16\ub294\ub2e4\u2019\ub294 \uad6c\uc870\ub3c4 \uc815\uc11c\uc801\uc73c\ub85c \ub0af\uc124\ub2e4. \ubcf4\ud5d8\uac1c\ubc1c\uc6d0\uc740 \ud1a4\ud2f4\ud615 \uc5f0\uae08\uc758 \ud658\uae09\uae08\uacfc \ubcf4\uc99d\uc9c0\uae09 \uad6c\uc870\ub97c \uc18c\ube44\uc790\uac00 \uba85\ud655\ud788 \uc774\ud574\ud558\uc9c0 \ubabb\ud560 \uacbd\uc6b0 \ubd88\uc644\uc804\ud310\ub9e4 \uc774\uc288\uac00 \uc81c\uae30\ub420 \uc218 \uc788\ub2e4\uace0 \uc9c0\uc801\ud55c \ubc14 \uc788\ub2e4. \ubcf4\ud5d8\uc5c5\uacc4\uc758 \uad00\uacc4\uc790\ub294 \u201c\uc9c0\uae08 \uad6c\uc870\ub85c\ub294 \uace0\uac1d\uacfc \uc124\uacc4\uc0ac\u00b7\ubcf4\ud5d8\uc0ac \ubaa8\ub450\uc5d0 \ub9e4\ub825\uc774 \ud06c\uc9c0 \uc54a\ub2e4\u201d\uba70 \u201c\uc885\uc2e0\uc5f0\uae08\ud615 \uc704\uc8fc\uc758 \uc0c1\ud488 \uad6c\uc870\ub97c \ub2e4\uc591\ud654\ud558\uace0 \uc18c\ube44\uc790\uac00 \uc774\ud574\ud558\uae30 \uc26c\uc6b4 \ubc29\uc2dd\uc73c\ub85c \uc7ac\uc124\uacc4\ud558\uc9c0 \uc54a\uc73c\uba74 \ucd94\uac00 \uc0c1\ud488 \ucd9c\uc2dc\ub3c4 \uc27d\uc9c0 \uc54a\uc744 \uac83\u201d\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n<p>\ud1a4\ud2f4 \ubcf4\ud5d8=\ud1a4\ud2f4 \ubcf4\ud5d8\uc740 \uc5f0\uae08 \uac1c\uc2dc \uc804 \uc0ac\ub9dd\ud558\uac70\ub098 \uc911\ub3c4 \ud574\uc9c0\ud55c \uac00\uc785\uc790\uc758 \uc801\ub9bd\uae08 \uc77c\ubd80\ub97c \uc0dd\uc874 \uac00\uc785\uc790\uc758 \uc5f0\uae08 \uc7ac\uc6d0\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \uad6c\uc870\ub2e4. 18\uc138\uae30 \uc774\ud0c8\ub9ac\uc544 \uae08\uc735\uac00 \ub85c\ub80c\ucd08 \ud1a4\ud2f0\uac00 \uc124\uacc4\ud55c \uc0c1\ud488\uc5d0\uc11c \uc720\ub798\ud588\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc815\ubd80\uac00 \ucd08\uace0\ub839\uc0ac\ud68c \ub300\uc751\uc744 \uc704\ud574 \uaebc\ub0b4\ub4e0 \ud55c\uad6d\ud615 \ud1a4\ud2f4(tontine) \uc5f0\uae08\ubcf4\ud5d8\uc774 \uc2dc\uc7a5\uc758 \uc678\uba74\uc744 \ubc1b\uace0 \uc788\ub2e4. \uc624\ub798 \uc0b4\uc218\ub85d \ub354 \ub9ce\uc740 \uc5f0\uae08\uc744 \ubc1b\uc744<\/p>\n","protected":false},"author":1,"featured_media":39323,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[],"class_list":["post-39324","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"featured_image_urls":{"full":["https:\/\/cryptoseoul.news\/wp-content\/uploads\/2026\/06\/news_img_20260628144955_94996-1.png",1200,800,false]},"post_excerpt_stackable":"<p>\uc815\ubd80\uac00 \ucd08\uace0\ub839\uc0ac\ud68c \ub300\uc751\uc744 \uc704\ud574 \uaebc\ub0b4\ub4e0 \ud55c\uad6d\ud615 \ud1a4\ud2f4(tontine) \uc5f0\uae08\ubcf4\ud5d8\uc774 \uc2dc\uc7a5\uc758 \uc678\uba74\uc744 \ubc1b\uace0 \uc788\ub2e4. \uc624\ub798 \uc0b4\uc218\ub85d \ub354 \ub9ce\uc740 \uc5f0\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ud574 \uc18c\ub4dd \uacf5\ubc31\uc744 \uba54\uc6b0\uaca0\ub2e4\ub294 \ucde8\uc9c0\uc600\uc9c0\ub9cc \uc18c\ube44\uc790 \uc218\uc694\uc640 \ubcf4\ud5d8\uc0ac\uc758 \ud310\ub9e4 \uc720\uc778\uc744 \ucda9\ubd84\ud788 \uace0\ub824\ud558\uc9c0 \ubabb\ud588\ub2e4\ub294 \uc9c0\uc801\uc774 \ub098\uc628\ub2e4. 28\uc77c \uae08\uc735\uacc4\uc5d0 \ub530\ub974\uba74 \uc62c\ud574 1\uc6d4 \uc2e0\ud55c\ub77c\uc774\ud504\uac00 \uc5c5\uacc4 \ucd5c\ucd08\ub85c \ucd9c\uc2dc\ud55c \ud55c\uad6d\ud615 \ud1a4\ud2f4 \ubcf4\ud5d8\uc740 \ucd9c\uc2dc 5\uac1c\uc6d4\uc774 \uc9c0\ub098\ub3c4\ub85d \uac00\uc785 \uc2e4\uc801\uc774 \uadf9\ud788 \uc800\uc870\ud55c \uac83\uc73c\ub85c \uc54c\ub824\uc84c\ub2e4. \ubcf4\ud5d8\uc5c5\uacc4\uc758 \ud55c \uad00\uacc4\uc790\ub294 \u201c\uc5f0\uae08\ubcf4\ud5d8 \uc790\uccb4\uac00 \uc0dd\ubcf4\uc0ac\uc758 \uc8fc\ub825 \uc0c1\ud488\uc774 \uc544\ub2cc \ub370\ub2e4 \ud1a4\ud2f4\uc740 \uc124\uba85\uc774 \uc5b4\ub835\uace0 \uc18c\ube44\uc790\ub3c4 \ub0af\uc124\uc5b4 \ud55c\ub2e4\u201d\uba70 \u201c\uace0\uac1d \uc720\uce58 \uc131\uacfc\uac00 \ubbf8\ubbf8\ud574 \uc678\ubd80\uc5d0 \uacf5\uac1c\uac00 \uc5b4\ub824\uc6b4 \uc218\uc900\uc73c\ub85c \uc548\ub2e4\u201d\uace0 \uc804\ud588\ub2e4. \uc77c\uac01\uc5d0\uc11c\ub294 100\uac74\ub3c4 \ubabb \ucc44\uc6b4 \uac83 \uc544\ub2c8\ub0d0\ub294 \uc598\uae30\uac00 \ud758\ub7ec\ub098\uc628\ub2e4. \uae08\uc735\uc704\uc6d0\ud68c\ub294 \uc9c0\ub09c\ud574 \ud55c\uad6d\ud615 \ud1a4\ud2f4\u00b7\uc800\ud574\uc9c0 \uc5f0\uae08\ubcf4\ud5d8 \ub3c4\uc785 \ubc29\uce68\uc744 \ubc1c\ud45c\ud558\uba74\uc11c \uc77c\ubc18 \uc5f0\uae08\ubcf4\ud5d8&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/cryptoseoul.news\/?cat=30\" rel=\"category\">\uae08\uc735<\/a>","author_info":{"name":"admin","url":"https:\/\/cryptoseoul.news\/?author=1"},"comments_num":"0 comments","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\ub178\ud6c4\ubcf4\uc7a5 \ud575\uc2ec \uc0c1\ud488\uc774\ub77c\ub354\ub2c8\u2026\ud55c\uad6d\ud615 \ud1a4\ud2f4 \ubcf4\ud5d8, \uc2dc\uc7a5 \uc678\uba74 - Crypto Seoul<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cryptoseoul.news\/?p=39324\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ub178\ud6c4\ubcf4\uc7a5 \ud575\uc2ec \uc0c1\ud488\uc774\ub77c\ub354\ub2c8\u2026\ud55c\uad6d\ud615 \ud1a4\ud2f4 \ubcf4\ud5d8, \uc2dc\uc7a5 \uc678\uba74 - Crypto Seoul\" \/>\n<meta property=\"og:description\" content=\"\uc815\ubd80\uac00 \ucd08\uace0\ub839\uc0ac\ud68c \ub300\uc751\uc744 \uc704\ud574 \uaebc\ub0b4\ub4e0 \ud55c\uad6d\ud615 \ud1a4\ud2f4(tontine) \uc5f0\uae08\ubcf4\ud5d8\uc774 \uc2dc\uc7a5\uc758 \uc678\uba74\uc744 \ubc1b\uace0 \uc788\ub2e4. \uc624\ub798 \uc0b4\uc218\ub85d \ub354 \ub9ce\uc740 \uc5f0\uae08\uc744 \ubc1b\uc744\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cryptoseoul.news\/?p=39324\" \/>\n<meta property=\"og:site_name\" content=\"Crypto Seoul\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-28T05:49:48+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n<script type=\"application\/ld+json\" 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