{"id":35320,"date":"2026-05-10T11:12:33","date_gmt":"2026-05-10T02:12:33","guid":{"rendered":"https:\/\/cryptoseoul.news\/?p=35320"},"modified":"2026-05-10T11:12:33","modified_gmt":"2026-05-10T02:12:33","slug":"%ed%95%80%ed%85%8c%ed%81%ac%ec%99%80-%ea%b8%88%ec%9c%b5-%ea%b2%bd%ec%9f%81%ec%9d%84-%eb%84%98%ec%96%b4-%ec%a0%84%eb%9e%b5%ec%a0%81-%ea%b3%b5%ec%83%9d%ec%9c%bc%eb%a1%9c","status":"publish","type":"post","link":"https:\/\/cryptoseoul.news\/?p=35320","title":{"rendered":"\ud540\ud14c\ud06c\uc640 \uae08\uc735, \uacbd\uc7c1\uc744 \ub118\uc5b4 \uc804\ub7b5\uc801 \uacf5\uc0dd\uc73c\ub85c"},"content":{"rendered":"<p>\ud540\ud14c\ud06c\uac00 \uc6b0\ub9ac \uc77c\uc0c1\uc758 \uc2e4\ud54f\uc904\ub85c \uc790\ub9ac \uc7a1\uc740 \uc2dc\ub300\ub2e4. \uacfc\uac70 \uae08\uc735\uacfc \uae30\uc220\uc758 \uacb0\ud569\uc774 \ub2e8\uc21c\ud788 \uc624\ud504\ub77c\uc778 \uc11c\ube44\uc2a4\ub97c \uc628\ub77c\uc778\uc73c\ub85c \uc62e\uae30\ub294 \u2018\ub514\uc9c0\ud138\ud654\u2019\uc5d0 \uba38\ubb3c\ub800\ub2e4\uba74 \uc9c0\uae08\uc758 \ubcc0\ud654\ub294 \uc0b0\uc5c5\uad6c\uc870 \uc790\uccb4\ub97c \uc7ac\ud3b8\ud558\ub294 \u2018\uad6c\uc870\uc801 \uc735\ud569\u2019\uc5d0 \uac00\uae5d\ub2e4. \uc774\uc81c \ud540\ud14c\ud06c\uc640 \uc804\ud1b5 \uae08\uc735\ud68c\uc0ac\ub294 \uacbd\uc7c1\uc790\uac00 \uc544\ub2c8\ub77c \uc11c\ub85c\uc758 \uac15\uc810\uc744 \uc5f0\uacb0\ud558\ub294 \uc804\ub7b5\uc801 \ud30c\ud2b8\ub108\ub85c\uc11c \u2018\uac1c\ubc29\ud615 \ud601\uc2e0(Open Innovation)\u2019\uc774\ub77c\ub294 \ud750\ub984\uc744 \ud568\uaed8 \ub9cc\ub4e4\uc5b4\uac00\uace0 \uc788\ub2e4.<\/p>\n<p>\ubd88\uacfc \uba87 \ub144 \uc804\uae4c\uc9c0\ub9cc \ud574\ub3c4 \uae08\uc735\uad8c\uc5d0\uc11c \ud540\ud14c\ud06c\ub294 \uae30\uc874 \uc9c8\uc11c\ub97c \ud754\ub4dc\ub294 \u2018\uba54\uae30\u2019\ub85c \uc778\uc2dd\ub410\ub2e4. \ud558\uc9c0\ub9cc \ub370\uc774\ud130 \uacbd\uc81c\uac00 \ubcf8\uaca9\ud654\ud558\uba74\uc11c \uc591\uce21\uc758 \uc778\uc2dd\ub3c4 \ube60\ub974\uac8c \uc804\ud658\ub418\uace0 \uc788\ub2e4. \uc804\ud1b5 \uae08\uc735 \uc5c5\uccb4\ub294 \uc790\ubcf8\ub825\uacfc \uc2e0\ub8b0, \ucd95\uc801\ub41c \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc5ed\ub7c9\uc744 \uac16\ucd94\uace0 \uc788\ub2e4. \ubc18\uba74 \ud540\ud14c\ud06c\ub294 \uc0ac\uc6a9\uc790 \uc911\uc2ec\uc758 \ubbfc\ucca9\ud55c \uc0ac\uc6a9\uc790 \uc778\ud130\ud398\uc774\uc2a4(UI)\u00b7\uacbd\ud5d8(UX)\uacfc \ub370\uc774\ud130 \ud65c\uc6a9 \ub2a5\ub825\uc5d0\uc11c \uac15\uc810\uc744 \uc9c0\ub2cc\ub2e4. \uc591\uce21\uc740 \uc774\uc81c \uac15\uc810 \uacb0\ud569\uc774 \uacbd\uc7c1\ub825\uc774\ub77c\ub294 \uc810\uc744 \uc778\uc2dd\ud558\uace0 \uc788\ub2e4. \ucd5c\uadfc \ud655\uc0b0\ud558\ub294 \u2018BaaS(Banking as a Service)\u2019 \ubaa8\ub378\uc740 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \uc0c1\uc9d5\uc801\uc73c\ub85c \ubcf4\uc5ec\uc900\ub2e4. \uc740\ud589\uc740 \uae08\uc735 \uae30\ub2a5\uc744 \uc571\uc778\ud130\ud398\uc774\uc2a4(API)\ub85c \uac1c\ubc29\ud558\uace0 \ud540\ud14c\ud06c\ub294 \uc774\ub97c \ud65c\uc6a9\ud574 \ud601\uc2e0\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \uc120\ubcf4\uc774\uace0 \uc788\ub2e4. \uae08\uc735\uc0ac\uc5d0\ub294 \ucc44\ub110 \ud655\uc7a5, \ud540\ud14c\ud06c\uc5d0\ub294 \uc778\ud504\ub77c\uc640 \uc218\uc775 \uae30\ubc18\uc744 \uc81c\uacf5\ud558\uba70 \uc0c1\uc0dd \uad6c\uc870\ub97c \ub9cc\ub4e0\ub2e4.<\/p>\n<p>\ud611\ub825\uc744 \uac00\uc18d\ud654\ud558\ub294 \ud575\uc2ec \ub3d9\ub825\uc740 \u2018\ub370\uc774\ud130\u2019\ub2e4. \ub9c8\uc774\ub370\uc774\ud130 \ud655\uc0b0\uc740 \uae08\uc735 \ub370\uc774\ud130\uc758 \uc8fc\uad8c\uc744 \uae30\uad00\uc5d0\uc11c \uc18c\ube44\uc790\ub85c \uc774\ub3d9\uc2dc\ud0a4\uba70 \uae08\uc735\uc0ac \uac04 \uacbd\uacc4\ub97c \ud5c8\ubb34\ub294 \uc804\ud658\uc810\uc774 \ub410\ub2e4. \ud540\ud14c\ud06c\ub294 \ud769\uc5b4\uc9c4 \uae08\uc735 \ub370\uc774\ud130\ub97c \uc5f0\uacb0\u00b7\uac00\uacf5\ud574 \uac1c\uc778 \ub9de\ucda4\ud615 \uc790\uc0b0\uad00\ub9ac, \ub300\ud658\ub300\ucd9c \ud50c\ub7ab\ud3fc \ub4f1 \uace0\ubd80\uac00\uac00\uce58 \uc11c\ube44\uc2a4\ub97c \ucc3d\ucd9c\ud558\uace0 \uc788\ub2e4. \uc774 \uacfc\uc815\uc5d0\uc11c \uc804\ud1b5 \uae08\uc735\uc0ac\ub294 \uc790\uae08 \ubcf4\uad00\uc744 \ub118\uc5b4 \u2018\ub370\uc774\ud130 \ud5c8\ube0c\u2019\ub85c \uc5ed\ud560\uc744 \uc7ac\uc815\uc758\ud558\uace0 \uc788\ub2e4. \uacb0\uad6d \uac1c\ubc29\ud615 \ud601\uc2e0\uc740 \uc120\ud0dd\uc774 \uc544\ub2cc \uc0dd\uc874 \uc804\ub7b5\uc774\ub2e4. \uc8fc\uc694 \uae08\uc735\uc9c0\uc8fc\uac00 \ud540\ud14c\ud06c \ub7a9\uc744 \uc6b4\uc601\ud558\uace0 \uc2a4\ud0c0\ud2b8\uc5c5 \ud22c\uc790\ub97c \ud655\ub300\ud558\ub294 \uc774\uc720\ub3c4 \uc5ec\uae30\uc5d0 \uc788\ub2e4.<\/p>\n<p>\uc131\uacf5\uc801\uc778 \uacf5\uc0dd\uc744 \uc704\ud574 \ud574\uacb0\ud574\uc57c \ud560 \uacfc\uc81c\ub3c4 \uc801\uc9c0 \uc54a\ub2e4. \uccab \ubc88\uc9f8 \uacfc\uc81c\ub294 \ubcf4\uc548\uacfc \uc815\ubcf4 \ubcf4\ud638\ub2e4. \uae08\uc735\uc740 \uc2e0\ub8b0 \uc0b0\uc5c5\uc778 \ub9cc\ud07c \ub2e8 \ud55c \ubc88\uc758 \uc0ac\uace0\ub3c4 \uc2dc\uc7a5 \uc804\uccb4\uc758 \uc2e0\ub8b0\ub97c \ud754\ub4e4 \uc218 \uc788\ub2e4. \uc740\ud589\uacfc \ud540\ud14c\ud06c\ub294 \uc2dc\uc2a4\ud15c \uad6c\uc870\uc640 \ubcf4\uc548 \uc5ed\ub7c9, \ub0b4\ubd80\ud1b5\uc81c \uccb4\uacc4\uc5d0\uc11c \ucc28\uc774\ub97c \ubcf4\uc778\ub2e4. \uc778\uacf5\uc9c0\ub2a5(AI) \uae30\ubc18 \uc11c\ube44\uc2a4 \ud655\uc0b0 \uc5ed\uc2dc \uc0c8\ub85c\uc6b4 \ub9ac\uc2a4\ud06c\ub97c \ub3d9\ubc18\ud55c\ub2e4. \uac1c\uc778\uc815\ubcf4 \ube44\uc2dd\ubcc4 \ucc98\ub9ac, \ud559\uc2b5 \ub370\uc774\ud130 \uad00\ub9ac, \uc54c\uace0\ub9ac\uc998 \ud3b8\ud5a5, \ub9dd\ubd84\ub9ac \uc644\ud654 \ub4f1\uc774 \uc8fc\uc694 \uc774\uc288\ub85c \ubd80\uc0c1\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\ub450 \ubc88\uc9f8 \uacfc\uc81c\ub294 \uaddc\uc81c\uc640 \ucc45\uc784 \uccb4\uacc4\uc758 \uc815\ub9bd\uc774\ub2e4. \ub370\uc774\ud130 \uc800\uc7a5\u00b7\ud65c\uc6a9 \uacfc\uc815\uc5d0\uc11c \uc0ac\uace0 \ubc1c\uc0dd \uc2dc \ucc45\uc784 \uc8fc\uccb4\uac00 \ubd88\uba85\ud655\ud574\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc810\uc774 \ud575\uc2ec \ub9ac\uc2a4\ud06c\ub2e4. \uc740\ud589\uc740 \uae08\uc735\uc18c\ube44\uc790 \ubcf4\ud638\uc640 \ucd5c\uc885 \ucc45\uc784\uc744 \uc9c0\uc9c0\ub9cc \uc2e4\uc81c \uc11c\ube44\uc2a4 \uac1c\ubc1c\u00b7\uc6b4\uc601\uacfc \ub370\uc774\ud130 \ucc98\ub9ac\ub294 \ud540\ud14c\ud06c\uac00 \ub2f4\ub2f9\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4. \ud2b9\ud788 API \uae30\ubc18 \uad6c\uc870\uc5d0\uc11c\ub294 \uc5ec\ub7ec \uc0ac\uc5c5\uc790\uac00 \ub3d9\uc2dc\uc5d0 \ucc38\uc5ec\ud558\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uace0 \ubc1c\uc0dd \uc2dc \ucc45\uc784 \ubc94\uc704 \uad6c\ubd84\uc774 \uc27d\uc9c0 \uc54a\ub2e4. \uc774\uc5d0 \ub2e8\uc21c \uc704\uc218\ud0c1\uc744 \ub118\uc5b4 \ucc38\uc5ec \uae30\uad00 \uac04 \uacf5\ub3d9 \ucc45\uc784 \uccb4\uacc4\uc640 \ub300\uc751 \ud504\ub85c\uc138\uc2a4\ub97c \uc815\uad50\ud654\ud560 \ud544\uc694\uac00 \uc788\ub2e4.<\/p>\n<p>\ud604\uc7a5\uc5d0\uc11c \ub370\uc774\ud130\ub97c \uc5f0\uacb0\ud574\uc628 \uae30\uc5c5\uc778\uc73c\ub85c\uc11c \ud544\uc790\ub294 \ud655\uc2e0\ud55c\ub2e4. \ud540\ud14c\ud06c\uc640 \uae08\uc735\uc758 \uacbd\uacc4\uac00 \uc0ac\ub77c\uc9c0\ub294 \uc9c0\uc810\uc5d0\uc11c \ub300\ud55c\ubbfc\uad6d \uae08\uc735\uc758 \uc0c8\ub85c\uc6b4 \ubbf8\ub798\uac00 \uc2dc\uc791\ub420 \uac83\uc774\ub2e4. \uad6d\ub0b4 \uc2dc\uc7a5 \uc810\uc720\uc728 \uacbd\uc7c1\uc744 \ub118\uc5b4 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc73c\ub85c \ub098\uac00\uc57c \ud55c\ub2e4. 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