{"id":34892,"date":"2026-05-05T08:04:23","date_gmt":"2026-05-04T23:04:23","guid":{"rendered":"https:\/\/cryptoseoul.news\/?p=34892"},"modified":"2026-05-05T08:04:23","modified_gmt":"2026-05-04T23:04:23","slug":"%ec%98%81%ec%83%81%ed%95%9c%ec%9d%80-%ea%b8%88%eb%a6%ac-%ec%9d%b8%ec%83%81-%ea%b3%b5%ec%8b%9d%ed%99%94%ec%97%b0%eb%82%b4-%ea%b8%b0%ec%a4%80%ea%b8%88%eb%a6%ac-3-%ec%a0%84%eb%a7%9d","status":"publish","type":"post","link":"https:\/\/cryptoseoul.news\/?p=34892","title":{"rendered":"\uc601\uc0c1\ud55c\uc740 \uae08\ub9ac \uc778\uc0c1 \uacf5\uc2dd\ud654\u2026\uc5f0\ub0b4 \uae30\uc900\uae08\ub9ac 3% \uc804\ub9dd"},"content":{"rendered":"

\u25b2 AI \ud504\ub9ac\uc998* \ub9de\ucda4\ud615 \uacbd\uc81c \ube0c\ub9ac\ud551<\/p>\n

* \ud3b8\uc9d1\uc790 \uc8fc: \u2018AI PRISM\u2019(Personalized Report & Insight Summarizing Media)\uc740 \ud55c\uad6d\uc5b8\ub860\uc9c4\ud765\uc7ac\ub2e8\uc758 \uc9c0\uc6d0\uc744 \ubc1b\uc544 \uac1c\ubc1c\ud55c \u2018\uc778\uacf5\uc9c0\ub2a5(AI) \uae30\ubc18 \ub9de\ucda4\ud615 \ub274\uc2a4 \ucd94\ucc9c \ubc0f \uc694\uc57d \uc11c\ube44\uc2a4\u2019\uc785\ub2c8\ub2e4. \ub3c5\uc790 \uc720\ud615\ubcc4 \ub9de\ucda4 \ub274\uc2a4 6\uac1c\ub97c \uc120\ubcc4\ud574 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

[\uc8fc\uc694 \uc774\uc288 \ube0c\ub9ac\ud551]<\/p>\n

\u25a0 \ud55c\uc740 \uae34\ucd95 \uc804\ud658: \uc720\uc0c1\ub300 \ud55c\uad6d\uc740\ud589 \ubd80\ucd1d\uc7ac\uac00 \uae08\ub9ac \uc778\uc0c1 \uae30\uc870\ub97c \uacf5\uc2dd\ud654\ud558\uba70 \uc2dc\uc7a5\uc758 \ud1b5\ud654\uc815\ucc45 \uc804\ud658 \uc2e0\ud638\uac00 \uac00\uc2dc\ud654\ub410\ub2e4. \uc2dc\uc7a5\uc5d0\uc11c\ub294 7\uc6d4 \uccab \uc778\uc0c1 \ud6c4 \uc5f0\ub0b4 \ucd94\uac00 1\ud68c \uc778\uc0c1\uc73c\ub85c \uae30\uc900\uae08\ub9ac\uac00 3% \uc218\uc900\uc5d0 \ub3c4\ub2ec\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ud55c\ub2e4.<\/p>\n

\u25a0 \ubc18\ub3c4\uccb4 \uc7a5\uc138 \uc591\uadf9\ud654: \ucf54\uc2a4\ud53c\uac00 5% \ub118\uac8c \uce58\uc19f\uc73c\uba70 6900\uc120\uc744 \ub3cc\ud30c\ud588\uc73c\ub098 \uc0c1\uc2b9 \uc885\ubaa9(392\uac1c)\ubcf4\ub2e4 \ud558\ub77d \uc885\ubaa9(476\uac1c)\uc774 \ub354 \ub9ce\uc544 \uc628\uae30\ub294 \uc81c\ud55c\uc801\uc774\ub2e4. \uc0bc\uc131\uc804\uc790(005930) \u00b7SK\ud558\uc774\ub2c9\uc2a4(000660) \ud569\uc0b0 \uc2dc\ucd1d\uc774 \ucf54\uc2a4\ud53c \uc804\uccb4\uc758 42.2%\ub97c \ucc28\uc9c0\ud558\uba70 \uc5ed\ub300 \ucd5c\uace0 \uc9d1\uc911\ub3c4\ub97c \uae30\ub85d\ud588\ub2e4.<\/p>\n

\u25a0 \ucde8\uc57d \ucc28\uc8fc \ubd80\ub2f4 \ud655\ub300: 4\ub300 \uc740\ud589 \uc911\uae30\u00b7\uc790\uc601\uc5c5\uc790 \uc5f0\uccb4\uc728\uc774 0.53%\ub85c \uc0c1\uc2b9\ud55c \uac00\uc6b4\ub370 \uae30\uc900\uae08\ub9ac 0.25%\ud3ec\uc778\ud2b8 \uc778\uc0c1 \uc2dc \uc790\uc601\uc5c5\uc790 \uc774\uc790 \ubd80\ub2f4\uc774 1\uc870 8000\uc5b5 \uc6d0 \uc99d\uac00\ud558\ub294 \uac83\uc73c\ub85c \ucd94\uc0b0\ub41c\ub2e4. \uc5f0\ub0b4 2\ud68c \uc778\uc0c1 \uc2dc\ub098\ub9ac\uc624\uac00 \ud604\uc2e4\ud654\ub420 \uacbd\uc6b0 \uc62c\ud574\ub9cc \uc774\uc790 \ubd80\ub2f4 3\uc870 5000\uc5b5 \uc6d0 \uc99d\uac00\uac00 \uc608\uc0c1\ub41c\ub2e4.<\/p>\n

[\uae08\uc735\uc0c1\ud488 \ud22c\uc790\uc790 \uad00\uc2ec \ub274\uc2a4]<\/p>\n

1. \ud55c\uc740, \ubb3c\uac00\uc0c1\uc2b9\ub960 3% \uc704\ud611\uc5d0 \uae34\ucd95 \uc804\ud658\u2026\u201c\uc5f0\ub0b4 \ub450 \ucc28\ub840 \uc62c\ub9b4 \uc218\ub3c4\u201d<\/p>\n

– \ud575\uc2ec \uc694\uc57d: \uc720\uc0c1\ub300 \ud55c\uad6d\uc740\ud589 \ubd80\ucd1d\uc7ac\uac00 \uacf5\uac1c \uc11d\uc0c1\uc5d0\uc11c \uae08\ub9ac \uc778\uc0c1 \uae30\uc870\ub97c \uacf5\uc2dd\ud654\ud558\uba70 \uc911\ub3d9 \uc804\uc7c1 \uc5ec\ud30c\ub85c \uad6d\ub0b4 \ubb3c\uac00\uac00 \uc0c1\ub2f9\ud55c \uc0c1\uc2b9 \uc555\ub825\uc744 \ubc1b\uace0 \uc788\ub2e4\uace0 \ubc1d\ud614\ub2e4. JP\ubaa8\uac74\uc740 \uc62c\ud574 \uad6d\ub0b4 \ubb3c\uac00 \uc0c1\uc2b9\ub960 \uc804\ub9dd\uce58\ub97c 1.7%\uc5d0\uc11c 2.7%\ub85c \uc0c1\ud5a5\ud588\uace0, \ubc45\ud06c\uc624\ube0c\uc544\uba54\ub9ac\uce74\uba54\ub9b4\ub9b0\uce58\ub3c4 2.1%\uc5d0\uc11c 2.9%\ub85c \ub04c\uc5b4\uc62c\ub838\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 7\uc6d4 \uae30\uc900\uae08\ub9ac \uc778\uc0c1 \uc774\ud6c4 10\uc6d4 \ub610\ub294 11\uc6d4 \ucd94\uac00 \uc778\uc0c1\uc73c\ub85c \uc5f0\ub0b4 \uae30\uc900\uae08\ub9ac\uac00 3% \uc218\uc900\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ud55c\ub2e4. \ud55c\ud3b8 \ubc18\ub3c4\uccb4 \uc288\ud37c\uc0ac\uc774\ud074\uacfc \ucd94\uac00\uacbd\uc815\uc608\uc0b0 \uc9d1\ud589\uc5d0 \ub530\ub978 \ub0b4\uc218 \ud638\uc870\ub85c \uc62c\ud574 \uc131\uc7a5\ub960 \uc804\ub9dd\uce58\uac00 \uc787\ub530\ub77c \uc0c1\ud5a5\ub418\uba70 \uae08\ub9ac \uc778\uc0c1\uc5d0\ub3c4 \uc2e4\ubb3c\uacbd\uae30 \uae09\uc704\ucd95 \uac00\ub2a5\uc131\uc740 \ub0ae\uc740 \uc0c1\ud669\uc774\ub2e4.<\/p>\n

2. \uc0c1\uc2b9 \uc885\ubaa9\ubcf4\ub2e4 \ud558\ub77d\uc774 \ub9ce\uc558\ub2e4\u2026\uc0bc\uc804\u00b7\ud558\ub2c9 \uc2dc\ucd1d \uc3e0\ub9bc \ub354 \ucee4\uc838<\/p>\n

– \ud575\uc2ec \uc694\uc57d: \ucf54\uc2a4\ud53c\uac00 338.12\ud3ec\uc778\ud2b8(5.12%) \uae09\ub4f1\ud55c 6936.99\uc5d0 \uac70\ub798\ub97c \ub9c8\uce58\uba70 \uc678\uad6d\uc778\uc774 3\uc870 184\uc5b5 \uc6d0\uc5b4\uce58\ub97c \uc21c\ub9e4\uc218\ud558\uace0 \uae30\uad00\ub3c4 1\uc870 9353\uc5b5 \uc6d0\uc744 \uc21c\ub9e4\uc218\ud558\ub294 \ub4f1 \uc30d\ub04c\uc774 \ub9e4\uc218\uc138\uac00 \uc9c0\uc218\ub97c \ub04c\uc5b4\uc62c\ub838\ub2e4. \uc0bc\uc131\uc804\uc790\u00b7SK\ud558\uc774\ub2c9\uc2a4 \ud569\uc0b0 \uc2dc\uac00\ucd1d\uc561\uc774 \ucf54\uc2a4\ud53c \uc804\uccb4\uc758 42.2%\ub85c \uc5ed\ub300 \ucd5c\uace0 \ube44\uc911\uc744 \uae30\ub85d\ud55c \uac00\uc6b4\ub370 SK\ud558\uc774\ub2c9\uc2a4\ub294 \uc2dc\ucd1d 1031\uc870 2803\uc5b5 \uc6d0\uc73c\ub85c \uc0bc\uc131\uc804\uc790\uc5d0 \uc774\uc5b4 \ub450 \ubc88\uc9f8\ub85c 1000\uc870 \uc6d0\uc744 \ub3cc\ud30c\ud588\ub2e4. \ubc18\uba74 \ucf54\uc2a4\ud53c \uc0c1\uc2b9 \uc885\ubaa9\uc740 392\uac1c\uc778\ub370 \ud558\ub77d \uc885\ubaa9\uc740 476\uac1c\ub85c \uc9c0\uc218 \uae09\ub4f1\uc5d0\ub3c4 \uc2dc\uc7a5 \uc804\ubc18\uc758 \uccb4\uac10 \uc628\ub3c4\ub294 \uc81c\ud55c\uc801\uc774\ub2e4. \uc5c5\uc885\ubcc4\ub85c\ub294 \uc815\ubcf4\uae30\uc220(17.62%), \uc99d\uad8c(10.06%), \uc804\uae30\uc804\uc790(7.70%)\uac00 \uac15\uc138\ub97c \ubcf4\uc778 \ubc18\uba74 \uac74\uc124(-3.99%), \uc624\ub77d\u00b7\ubb38\ud654(-1.38%)\ub294 \ud558\ub77d\ud574 \uc591\uadf9\ud654\uac00 \ub69c\ub837\ud55c \uc0c1\ud669\uc774\ub2e4.<\/p>\n

3. \uacf5\ub9e4\ub3c4\u00b7\ube5a\ud22c \ub3d9\ubc18 \uc0c1\uc2b9\u2026\uc99d\uc2dc \uacfc\uc5f4 \uc2e0\ud638 \ucd5c\uace0\uc870<\/p>\n

– \ud575\uc2ec \uc694\uc57d: \ucf54\uc2a4\ud53c \uc2dc\uc7a5 \uacf5\ub9e4\ub3c4 \uc21c\ubcf4\uc720 \uc794\uc561\uc774 \ud55c \ub2ec \ub9cc\uc5d0 38.4% \uc99d\uac00\ud574 20\uc870 3887\uc5b5 \uc6d0\uc73c\ub85c \uc9d1\uacc4\ub418\uba70 \uc0ac\uc0c1 \ucc98\uc74c\uc73c\ub85c 20\uc870 \uc6d0\uc744 \ub3cc\ud30c\ud588\ub2e4. \ub610\ud55c \uc2e0\uc6a9\uac70\ub798 \uc735\uc790 \uc794\uc561\ub3c4 35\uc870 7131\uc5b5 \uc6d0\uc73c\ub85c 36\uc870 \uc6d0\ub300 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uacbd\uc2e0\ud55c \ub4a4 \uace0\uacf5\ud589\uc9c4\uc744 \uc774\uc5b4\uac00\uace0 \uc788\ub2e4. \uc99d\uc2dc \ub300\uae30 \uc790\uae08\uc778 \ud22c\uc790\uc790 \uc608\ud0c1\uae08\uc740 10\uac70\ub798\uc77c \uc5f0\uc18d 120\uc870 \uc6d0\uc744 \uc0c1\ud68c\ud558\uba70 124\uc870 7591\uc5b5 \uc6d0\uc744 \uae30\ub85d\ud588\ub2e4. \u2018\ud55c\uad6d\ud615 \uacf5\ud3ec \uc9c0\uc218\u2019\ub85c \ubd88\ub9ac\ub294 \ucf54\uc2a4\ud53c200 \ubcc0\ub3d9\uc131\uc9c0\uc218(VKOSPI)\ub294 55.87\uc744 \uae30\ub85d\ud558\uba70 \uc99d\uc2dc \ud558\ub77d\uacfc \uc0c1\uc2b9\uc5d0 \ub300\ud55c \uc591\ubc29\ud5a5 \ubca0\ud305\uc774 \ub3d9\uc2dc\uc5d0 \uae09\uc99d\ud558\ub294 \uac00\uc6b4\ub370 \ubcc0\ub3d9\uc131 \ud655\ub300 \uc6b0\ub824\uac00 \uace0\uc870\ub418\ub294 \ubaa8\uc2b5\uc774\ub2e4.<\/p>\n

[\uae08\uc735\uc0c1\ud488 \ud22c\uc790\uc790 \ucc38\uace0 \ub274\uc2a4]<\/p>\n

4. \uc0bc\uc804\u00b7\ud558\ub2c9 \ub2f4\uc740 \ucc44\uad8c\ud63c\ud569 ETF\uc5d0 \ub3c8 \ubab0\ub838\ub2e4<\/p>\n

– \ud575\uc2ec \uc694\uc57d: \uc9c0\ub09c\ub2ec \uad6d\ub0b4 \uc0c1\uc7a5 ETF(\uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc) \uac00\uc6b4\ub370 \uac00\uc7a5 \ub9ce\uc740 \uc790\uae08\uc774 \uc720\uc785\ub41c \uc0c1\ud488\uc740 \u2018RISE \uc0bc\uc131\uc804\uc790SK\ud558\uc774\ub2c9\uc2a4\ucc44\uad8c\ud63c\ud56950\u2019\uc73c\ub85c 6555\uc5b5 \uc6d0\uc774 \uc9d1\uc911\ub410\ub2e4. \ud574\ub2f9 \uc0c1\ud488\uc740 \uc0bc\uc131\uc804\uc790\uc640 SK\ud558\uc774\ub2c9\uc2a4\ub97c \uac01\uac01 25%\uc529, \uad6d\uace0\ucc44\uc640 \ud1b5\uc548\ucc44(\ud1b5\ud654\uc548\uc815\uc99d\uad8c)\ub97c 50% \ud3b8\uc785\ud55c \ucc44\uad8c\ud63c\ud569\ud615 \uad6c\uc870\ub85c, \ud1f4\uc9c1\uc5f0\uae08 \uacc4\uc88c\uc5d0\uc11c \uc548\uc804\uc790\uc0b0\uc73c\ub85c \ubd84\ub958\ub418\uba74\uc11c\ub3c4 \uc2e4\uc9c8 \uc8fc\uc2dd \ube44\uc911\uc744 \ucd5c\ub300 85%\uae4c\uc9c0 \ud655\ub300\ud560 \uc218 \uc788\ub2e4. \uc5f0\uae08\uacc4\uc88c\uc758 \uc704\ud5d8\uc790\uc0b0 70% \uc81c\ud55c \uaddc\uc81c\ub97c \ud65c\uc6a9\ud574 \ubc18\ub3c4\uccb4 \ub178\ucd9c\ub3c4\ub97c \uadf9\ub300\ud654\ud558\ub824\ub294 \uc218\uc694\uac00 \ubab0\ub9b0 \uac83\uc73c\ub85c \ud480\uc774\ub41c\ub2e4. \ud55c\ud3b8 \uc9c0\ub09c\ub2ec \ucf54\uc2a4\ud53c \uc2dc\uc7a5\uc5d0 \uc2e0\uaddc \uc0c1\uc7a5\ud55c ETF 17\uac1c \uac00\uc6b4\ub370 3\uac1c\uac00 \ub3d9\uc77c \uad6c\uc870\uc758 \ucc44\uad8c\ud63c\ud569\ud615 \uc0c1\ud488\uc73c\ub85c \uc790\uc0b0\uc6b4\uc6a9\uc0ac \uac04 \uc2dc\uc7a5 \uc120\uc810 \uacbd\uc7c1\ub3c4 \ubcf8\uaca9\ud654\ub418\ub294 \uc591\uc0c1\uc774\ub2e4.<\/p>\n

5. \ud55c\ub2ec\uc0c8 45% \ub6f4 \u7f8e DRAM ETF\u2026\uc11c\ud559\uac1c\ubbf8\uac00 10% \uc0c0\ub2e4<\/p>\n

– \ud575\uc2ec \uc694\uc57d: \uc9c0\ub09c\ub2ec 2\uc77c \ub274\uc695\uc99d\uc2dc\uc5d0 \uc0c1\uc7a5\ud55c \u2018\ub77c\uc6b4\ub4dc\ud790 \uba54\ubaa8\ub9ac ETF(\ud2f0\ucee4\uba85 DRAM)\u2019\uac00 \uc0c1\uc7a5 \ud55c \ub2ec \ub9cc\uc5d0 45.57%\uc758 \uc218\uc775\ub960\uc744 \uae30\ub85d\ud558\uba70 \uad6d\ub0b4 \ub300\ud45c \ubc18\ub3c4\uccb4 ETF\uc778 \u2018TIGER \ubc18\ub3c4\uccb4TOP10\u2019(36.87%), \u2018KODEX \ubc18\ub3c4\uccb4\u2019(40.04%)\ub97c \uc555\ub3c4\ud588\ub2e4. \uc21c\uc790\uc0b0(AUM) 24\uc5b5 8000\ub9cc \ub2ec\ub7ec(\uc57d 3\uc870 6500\uc5b5 \uc6d0) \uc911 \uc11c\ud559\uac1c\ubbf8(\ud574\uc678 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\ub294 \uad6d\ub0b4 \ud22c\uc790\uc790)\uac00 2\uc5b5 2557\ub9cc \ub2ec\ub7ec(\uc57d 3320\uc5b5 \uc6d0)\ub97c \uc21c\ub9e4\uc218\ud574 \uc720\uc785\uc561\uc758 9.8%\ub97c \ucc28\uc9c0\ud588\ub2e4. \ud574\ub2f9 ETF\ub294 SK\ud558\uc774\ub2c9\uc2a4(25.94%)\uc640 \uc0bc\uc131\uc804\uc790(21.62%)\ub97c \ud575\uc2ec \ucd95\uc73c\ub85c \uae00\ub85c\ubc8c \uba54\ubaa8\ub9ac\ubc18\ub3c4\uccb4\uc5d0\ub9cc \uc9d1\uc911 \ud22c\uc790\ud558\ub294 \uc138\uacc4 \ucd5c\ucd08 \uad6c\uc870\ub2e4. \uace0\ub300\uc5ed\ud3ed\uba54\ubaa8\ub9ac(HBM)\uac00 \uc774\ub04c\ub358 \uba54\ubaa8\ub9ac \uc7a5\uc138\uac00 \ub0b8\ub4dc\ud50c\ub798\uc2dc\ub85c \ud655\uc0b0\ub418\uba70 \uad00\ub828 \uc885\ubaa9\ub4e4\uc774 \ub7a0\ub9ac\ub97c \ud3bc\uccd0 \uc218\uc775\ub960 \uaca9\ucc28\uac00 \ubc8c\uc5b4\uc9c4 \uac83\uc73c\ub85c \ubd84\uc11d\ub41c\ub2e4.<\/p>\n

6. \uc911\uae30 \uc5f0\uccb4\uc728 \uce58\uc19f\ub294\ub370\u2026\uae08\ub9ac \uc778\uc0c1\ub550 \ucde8\uc57d\ucc28\uc8fc \uc9c1\uaca9\ud0c4<\/p>\n

– \ud575\uc2ec \uc694\uc57d: 4\ub300 \uc740\ud589(KB\uad6d\ubbfc\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac)\uc758 \uc911\uae30\u00b7\uc790\uc601\uc5c5\uc790 \uc5f0\uccb4\uc561\uc774 \uc62c\ud574 3\uc6d4 \ub9d0 \uae30\uc900 3\uc870 150\uc5b5 \uc6d0\uc73c\ub85c \uc9c0\ub09c\ud574 12\uc6d4 \ub9d0 \ub300\ube44 4860\uc5b5 \uc6d0 \uc99d\uac00\ud588\uc73c\uba70, \uc5f0\uccb4\uc728\ub3c4 0.45%\uc5d0\uc11c 0.53%\ub85c \uc0c1\uc2b9\ud588\ub2e4. \uc9c0\ubc29\uc740\ud589 4\uacf3(\ubd80\uc0b0\u00b7\uacbd\ub0a8\u00b7\uad11\uc8fc\u00b7\uc804\ubd81)\uc758 \uc911\uae30 \ub300\ucd9c \uc5f0\uccb4\uc728\uc740 1\ub144 \ub9cc\uc5d0 1.07%\uc5d0\uc11c 1.46%\ub85c 0.39%\ud3ec\uc778\ud2b8 \uae09\ub4f1\ud558\ub294 \ub4f1 \uc9c0\uc5ed \uae08\uc735 \uac74\uc804\uc131 \uc545\ud654\uac00 \ub450\ub4dc\ub7ec\uc9c4\ub2e4. \uc62c\ud574 3\uc6d4 \uc608\uae08\uc740\ud589 \uc2e0\uaddc \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ud3c9\uade0\uae08\ub9ac\ub294 4.34%\ub85c 6\uac1c\uc6d4 \uc5f0\uc18d \uc0c1\uc2b9\ud588\uc73c\uba70, \uce74\ub4dc\uc0ac \uce74\ub4dc\ub860 \ud3c9\uade0\uae08\ub9ac\ub3c4 13.76%\ub85c \uc624\ub978 \uc0c1\ud669\uc774\ub2e4. \uae30\uc900\uae08\ub9ac 0.25%\ud3ec\uc778\ud2b8 \uc778\uc0c1 \uc2dc \uc790\uc601\uc5c5\uc790 \uc774\uc790 \ubd80\ub2f4 1\uc870 8000\uc5b5 \uc6d0, \uac00\uacc4 \uc774\uc790 \ubd80\ub2f4 3\uc870 \uc6d0\uc774 \uac01\uac01 \uc99d\uac00\ud558\ub294 \uac83\uc73c\ub85c \ud55c\uad6d\uc740\ud589\uc740 \ucd94\uc0b0\ud558\uace0 \uc788\uc5b4 \ucde8\uc57d \ucc28\uc8fc\uc5d0 \ub300\ud55c \uc6b0\ub824\uac00 \ucee4\uc9c0\ub294 \ubaa8\uc2b5\uc774\ub2e4.<\/p>\n

\u25b6\uae30\uc0ac \ubc14\ub85c\uac00\uae30: \ud55c\uc740, \ubb3c\uac00\uc0c1\uc2b9\ub960 3% \uc704\ud611\uc5d0 \uae34\ucd95 \uc804\ud658\u2026\u201c\uc5f0\ub0b4 \ub450 \ucc28\ub840 \uc62c\ub9b4 \uc218\ub3c4\u201d <\/p>\n

\u25b6\uae30\uc0ac \ubc14\ub85c\uac00\uae30: \u201c\uc0dd\uc0b0\uc801\u00b7\ud3ec\uc6a9\uae08\uc735\uc5d0 \uac74\uc804\uc131 \uc545\ud654 \uc6b0\ub824\u201d <\/p>\n

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