{"id":34214,"date":"2026-04-26T11:05:54","date_gmt":"2026-04-26T02:05:54","guid":{"rendered":"https:\/\/cryptoseoul.news\/?p=34214"},"modified":"2026-04-26T11:05:54","modified_gmt":"2026-04-26T02:05:54","slug":"%ec%9d%80%ed%96%89-%ec%97%b0%ec%b2%b4-%eb%8c%80%ec%9d%91%eb%8a%a5%eb%a0%a5-%eb%96%a8%ec%96%b4%ec%a7%80%eb%8a%94%eb%8d%b0%ea%b8%b0%ec%97%85%eb%b6%80%ec%8b%a4-%ea%b8%88%ec%9c%b5%ec%9c%bc","status":"publish","type":"post","link":"https:\/\/cryptoseoul.news\/?p=34214","title":{"rendered":"\uc740\ud589, \uc5f0\uccb4 \ub300\uc751\ub2a5\ub825 \ub5a8\uc5b4\uc9c0\ub294\ub370\u2026\uae30\uc5c5\ubd80\uc2e4 \uae08\uc735\uc73c\ub85c \uc804\uc774"},"content":{"rendered":"<p>KB\uad6d\ubbfc\uc740\ud589\uc758 \ubd80\uc2e4 \uac10\ub2f9 \ub2a5\ub825\uc744 \ubcf4\uc5ec\uc8fc\ub294 \u2018\uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL) \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\u2019\uc774 3\uc6d4 \ub9d0 \ud604\uc7ac 168.5%\ub85c \uc9c0\ub09c\ud574 \ub9d0(206.0%)\uacfc \ube44\uad50\ud574 37.5%\ud3ec\uc778\ud2b8 \uac10\uc18c\ud588\ub2e4. 1\ub144 \uc804\uacfc \ube44\uad50\ud574\ub3c4 0.4%\ud3ec\uc778\ud2b8 \ub0ae\ub2e4. \uadf8\ub9cc\ud07c \ucda9\ub2f9\uae08 \uc801\ub9bd\uc774 \ub35c \ub3fc \uc788\uc5b4 \ud5a5\ud6c4 \ucda9\uaca9\uc5d0 \ub300\ube44\ud560 \uc218 \uc788\ub294 \ub300\uc751\ub825\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub5a8\uc5b4\uc9c4\ub2e4\ub294 \ub73b\uc774\ub2e4. NPL \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\uc740 \ub300\uc190\ucda9\ub2f9\uae08 \uc794\uc561\uc744 \uace0\uc815\uc774\ud558\uc5ec\uc2e0\uc73c\ub85c \ub098\ub208 \uac12\uc774\ub2e4.<\/p>\n<p>\ub2e4\ub978 \uc740\ud589\uc758 \uc0c1\ud669\ub3c4 \ube44\uc2b7\ud558\ub2e4. \ud558\ub098\uc740\ud589\uc758 NPL \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\uc740 3\uc6d4 \ub9d0 \uae30\uc900 123.48%\ub85c 3\uac1c\uc6d4 \uc804 \ub300\ube44 12.86%\ud3ec\uc778\ud2b8, 1\ub144 \uc804\uacfc \ube44\uad50\ud558\uba74 39.04%\ud3ec\uc778\ud2b8\ub098 \uae09\ub77d\ud588\ub2e4. \uc6b0\ub9ac\uc740\ud589\uc758 \uacbd\uc6b0 \uac19\uc740 \uae30\uac04 NPL \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\uc774 \uac01\uac01 11.5%\ud3ec\uc778\ud2b8, 27.3%\ud3ec\uc778\ud2b8 \ub5a8\uc5b4\uc84c\ub2e4. \uc911\uc18c\uae30\uc5c5 \ub300\ucd9c\uc774 \ub9ce\uc740 IBK\uae30\uc5c5\uc740\ud589\uc5d0\uc11c\ub3c4 \ube44\uc2b7\ud55c \ud604\uc0c1\uc774 \ub098\ud0c0\ub098\ub294\ub370 3\uc6d4 \ub9d0 \uae30\uc900 NPL \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\uc740 105.2%\ub85c \uc9c0\ub09c\ud574 \ub9d0\ubcf4\ub2e4 2.5%\ud3ec\uc778\ud2b8, 1\ub144 \uc804\uacfc \ub300\ube44\ud558\uba74 6.1%\ud3ec\uc778\ud2b8 \ud558\ub77d\ud588\ub2e4.<\/p>\n<p>\uc2dc\uc7a5\uc5d0\uc11c\ub294 \ucda9\ub2f9\uae08\uc744 \uc313\ub294 \uc18d\ub3c4\ubcf4\ub2e4 \ubd80\uc2e4\uc774 \ub298\uc5b4\ub098\ub294 \uc18d\ub3c4\uac00 \ub354 \ube60\ub974\ub2e4\ub294 \uc598\uae30\uac00 \ud758\ub7ec\ub098\uc628\ub2e4. 4\ub300 \uc2dc\uc911\uc740\ud589(KB\uad6d\ubbfc\u00b7\uc2e0\ud55c\u00b7\ud558\ub098\u00b7\uc6b0\ub9ac)\uc758 \ub2e8\uc21c \ud3c9\uade0 NPL \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\uc740 \uc9c0\ub09c\ud574 \ub9d0 \ud604\uc7ac 172.0%\uc5d0\uc11c \uc62c\ud574 1\ubd84\uae30 \ub9d0 153.8%\ub85c 18.2%\ud3ec\uc778\ud2b8\ub098 \ud558\ub77d\ud588\ub2e4. 4\ub300 \uc740\ud589\uc758 \ub300\uc190\ucda9\ub2f9\uae08\uc740 \uc804 \ubd84\uae30 \ub300\ube44 30\uc5b5 \uc6d0(0.03%) \uac10\uc18c\ud55c 7\uc870 7800\uc5b5 \uc6d0\uc73c\ub85c \ud070 \ubcc0\ud654\uac00 \uc5c6\uc5c8\uc73c\ub098 NPL \uaddc\ubaa8\ub294 5276\uc5b5 \uc6d0(11.6%) \uae09\uc99d\ud55c \uacb0\uacfc\ub2e4. \uae30\uc5c5\uc758 \ubd80\uc2e4\uc774 \uae08\uc735 \ucabd\uc73c\ub85c \uc804\uc774\ub418\uace0 \uc788\ub2e4\ub294 \ubd84\uc11d\uc774 \ub098\uc624\ub294 \ubc30\uacbd\uc774\ub2e4.<\/p>\n<p>\uc2dc\uc911\uc740\ud589\uc758 \ub9ac\uc2a4\ud06c \ub2f4\ub2f9 \ubd80\ud589\uc7a5\uc740 \u201c\uc8fc\uc694 \uc740\ud589\ub4e4\uc774 2022\ub144 \uae08\ub9ac \uc778\uc0c1\uae30 \uc774\ud6c4 \ucda9\ub2f9\uae08 \uaddc\ubaa8\ub97c \ud070 \ud3ed\uc73c\ub85c \ub298\ub838\uc73c\ub098 \ucd5c\uadfc \uacbd\uae30 \ud68c\ubcf5\uc774 \uc9c0\uc5f0\ub418\uba74\uc11c \uc5f0\uccb4\uac00 \ub354 \ube60\ub974\uac8c \ub298\uc5b4\ub098\ub294 \uc0c1\ud669\u201d\uc774\ub77c\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n<p>\uc911\uc694\ud55c \uac83\uc740 \uacbd\uae30 \uc591\uadf9\ud654\uac00 \uadf9\uc2ec\ud574\uc9c0\uace0 \uc788\ub2e4\ub294 \uc810\uc774\ub2e4. \uc0bc\uc131\uc804\uc790\uc640 SK\ud558\uc774\ub2c9\uc2a4 \uac19\uc740 \ubc18\ub3c4\uccb4 \uae30\uc5c5\uc740 \uc5ed\ub300\uae09 \uc2e4\uc801\uc744 \uc62c\ub9ac\uace0 \uc788\uc9c0\ub9cc \ub099\uc218\ud6a8\uacfc\uac00 \uc57d\ud574\uc9c4 \ub370\ub2e4 \ubd80\ub3d9\uc0b0 \uacbd\uae30 \ub454\ud654\uc5d0 \uccb4\uac10\uacbd\uae30\uac00 \uc88b\uc9c0 \uc54a\ub2e4\ub294 \uac8c \uae08\uc735\uad8c \uad00\uacc4\uc790\ub4e4\uc758 \ub9d0\uc774\ub2e4. \uc2e0\ud55c\uc740\ud589\uacfc \ud558\ub098\uc740\ud589\uc758 \uac74\uc124\uc5c5 \uad00\ub828 \uc911\uae30 \ub300\ucd9c \uc5f0\uccb4\uc728\uc740 1.02%, 1.44%\ub85c \uac01\uac01 \uc911\uc18c\uae30\uc5c5 \ud3c9\uade0 0.46%, 0.61% \ub300\ube44 \ub450 \ubc30\uac00\ub7c9 \ub192\ub2e4.<\/p>\n<p>\uc2dc\uc911\uc740\ud589\uc758 \ud55c \uad00\uacc4\uc790\ub294 \u201c\ub2f9\uad6d\uc774 \ub2e4\uc8fc\ud0dd\uc790\uc5d0 \uc774\uc5b4 \ube44\uac70\uc8fc 1\uc8fc\ud0dd\uc790\uc5d0 \ub300\ud55c \ub300\ucd9c\uaddc\uc81c \uac15\ud654\ucc45\uae4c\uc9c0 \uac80\ud1a0\ud558\uace0 \uc788\ub2e4\u201d\uba70 \u201c\uc62c\ud574 \uac00\uacc4\ub300\ucd9c \uc99d\uac00\uc728\uae4c\uc9c0 1.5% \uc120\uc73c\ub85c \uc81c\ud55c\ud558\uba74\uc11c \uc5c5\uacc4\uc5d0\uc11c\ub294 \uc9c0\ubc29\uc744 \uc911\uc2ec\uc73c\ub85c \ubd80\ub3d9\uc0b0 \uacbd\uae30\uc5d0 \ub300\ud55c \uac71\uc815\uc774 \ucee4\uc9c0\uace0 \uc788\ub2e4\u201d\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n<p>\uc5c5\uacc4\uc5d0\uc11c\ub294 \uae30\uc900\uae08\ub9ac \uc778\uc0c1 \uac00\ub2a5\uc131\uc5d0 \ub300\ud55c \uc6b0\ub824\ub3c4 \ub098\uc628\ub2e4. \uac70\uc2dc\uc9c0\ud45c \ubc18\ub4f1\uc5d0 \ud558\ubc18\uae30 \uae30\uc900\uae08\ub9ac \uc778\uc0c1 \uac00\ub2a5\uc131\uc774 \uc81c\uae30\ub418\uace0 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. \ubc18\ub3c4\uccb4 \ud638\ud669\uc5d0 \uc62c 1\ubd84\uae30 \uc2e4\uc9c8 \uad6d\ub0b4\ucd1d\uc0dd\uc0b0(GDP) \uc131\uc7a5\ub960(\uc18d\ubcf4\uce58)\uc740 1.7%\ub85c \ud55c\uad6d\uc740\ud589\uc758 \uc804\ub9dd\uce58(0.9%)\ub97c \ub450 \ubc30 \uac00\uae4c\uc774 \uc6c3\ub3cc\uc558\ub2e4.<\/p>\n<p>\uc774 \ub54c\ubb38\uc5d0 JP\ubaa8\uac74\uc740 \ud55c\uad6d\uc774 \uae08\ub9ac \uc778\uc0c1 \uc0ac\uc774\ud074\ub85c \uc811\uc5b4\ub4e4 \uc218 \uc788\ub2e4\uace0 \uc608\uce21\ud588\ub2e4. \uc528\ud2f0\uc740\ud589 \uc5ed\uc2dc \ud55c\uc740\uc774 7\uc6d4\uacfc 10\uc6d4 \uac01\uac01 \uae30\uc900\uae08\ub9ac\ub97c 0.25%\ud3ec\uc778\ud2b8\uc529 \uc778\uc0c1\ud574 \uc5f0 3%\uae4c\uc9c0 \uc62c\ub9b4 \uac83\uc73c\ub85c \ubd24\ub2e4. \uae08\uc735\uacc4 \uace0\uc704 \uad00\uacc4\uc790\ub294 \u201c\uc740\ud589\uad8c\uc758 \uc911\uae30 \ub300\ucd9c \uc5f0\uccb4\uc728\uc774 1%\ub97c \ub118\uc5b4\uc130\ub294\ub370 \uae30\uc900\uae08\ub9ac\uac00 \uc624\ub974\uba74 \ucde8\uc57d\ucc28\uc8fc\ub4e4\uc5d0\uac8c\ub294 \ud0c0\uaca9\uc774 \ub420 \uc218 \uc788\ub2e4\u201d\uba70 \u201c\ubd80\uc2e4\ub960\uc774 \uae09\uaca9\ud788 \uc0c1\uc2b9\ud560 \uc218\ubc16\uc5d0 \uc5c6\uc744 \uac83\u201d\uc774\ub77c\uace0 \uac15\uc870\ud588\ub2e4.<\/p>\n<p>\uc740\ud589\ub4e4\uc740 NPL \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\uc744 \uad00\ub9ac\ud558\ub824\uba74 \ucda9\ub2f9\uae08\uc744 \ub354 \ub9ce\uc774 \uc313\uac70\ub098 \ubd80\uc2e4 \ub300\ucd9c\uc744 \ud138\uc5b4\ub0b4\uc57c \ud558\ub294\ub370 \uc27d\uc9c0 \uc54a\ub2e4\ub294 \uc785\uc7a5\uc774\ub2e4. \uac00\uacc4\ub300\ucd9c \uaddc\uc81c \uc18d\uc5d0\uc11c \uc0dd\uc0b0\uc801\u00b7\ud3ec\uc6a9 \uae08\uc735 \ud655\ub300, \uc801\uadf9\uc801\uc778 \uc8fc\uc8fc \ud658\uc6d0 \ub4f1\uc744 \ucd94\uc9c4\ud558\uba74\uc11c \ucda9\ub2f9\uae08\uae4c\uc9c0 \uc313\uc544\uc57c \ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \uc2dc\uc911\uc740\ud589\uc758 \ud55c \uad00\uacc4\uc790\ub294 \u201c\uac74\uc804\uc131 \uac1c\uc120\uc744 \uc704\ud574 NPL\uc744 \uc120\ubcc4\uc801\uc73c\ub85c \uc0c1\u00b7\ub9e4\uac01\ud558\ub294 \ubc29\uc548\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ucd94\uc9c4\ud560 \uac83\u201d\uc774\ub77c\uba74\uc11c\ub3c4 \u201c\ucee4\uc9c0\ub294 \uc0ac\ud68c\uc801 \uc694\uad6c\uc640 \uc8fc\uc8fc \ud658\uc6d0\uc728 \uc81c\uace0 \ubaa9\ud45c\ub97c \ub3d9\uc2dc\uc5d0 \ub2ec\uc131\ud574\uc57c \ud574 \uc27d\uc9c0 \uc54a\uc740 \uc0c1\ud669\u201d\uc774\ub77c\uace0 \uc804\ud588\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>KB\uad6d\ubbfc\uc740\ud589\uc758 \ubd80\uc2e4 \uac10\ub2f9 \ub2a5\ub825\uc744 \ubcf4\uc5ec\uc8fc\ub294 \u2018\uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL) \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\u2019\uc774 3\uc6d4 \ub9d0 \ud604\uc7ac 168.5%\ub85c \uc9c0\ub09c\ud574 \ub9d0(206.0%)\uacfc \ube44\uad50\ud574 37.5%\ud3ec\uc778\ud2b8 \uac10\uc18c\ud588\ub2e4. 1\ub144 \uc804\uacfc<\/p>\n","protected":false},"author":1,"featured_media":34213,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[],"class_list":["post-34214","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"featured_image_urls":{"full":["https:\/\/cryptoseoul.news\/wp-content\/uploads\/2026\/04\/news_img_20260426110559_53610-1.png",640,441,false]},"post_excerpt_stackable":"<p>KB\uad6d\ubbfc\uc740\ud589\uc758 \ubd80\uc2e4 \uac10\ub2f9 \ub2a5\ub825\uc744 \ubcf4\uc5ec\uc8fc\ub294 \u2018\uace0\uc815\uc774\ud558\uc5ec\uc2e0(NPL) \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\u2019\uc774 3\uc6d4 \ub9d0 \ud604\uc7ac 168.5%\ub85c \uc9c0\ub09c\ud574 \ub9d0(206.0%)\uacfc \ube44\uad50\ud574 37.5%\ud3ec\uc778\ud2b8 \uac10\uc18c\ud588\ub2e4. 1\ub144 \uc804\uacfc \ube44\uad50\ud574\ub3c4 0.4%\ud3ec\uc778\ud2b8 \ub0ae\ub2e4. \uadf8\ub9cc\ud07c \ucda9\ub2f9\uae08 \uc801\ub9bd\uc774 \ub35c \ub3fc \uc788\uc5b4 \ud5a5\ud6c4 \ucda9\uaca9\uc5d0 \ub300\ube44\ud560 \uc218 \uc788\ub294 \ub300\uc751\ub825\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub5a8\uc5b4\uc9c4\ub2e4\ub294 \ub73b\uc774\ub2e4. NPL \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\uc740 \ub300\uc190\ucda9\ub2f9\uae08 \uc794\uc561\uc744 \uace0\uc815\uc774\ud558\uc5ec\uc2e0\uc73c\ub85c \ub098\ub208 \uac12\uc774\ub2e4. \ub2e4\ub978 \uc740\ud589\uc758 \uc0c1\ud669\ub3c4 \ube44\uc2b7\ud558\ub2e4. \ud558\ub098\uc740\ud589\uc758 NPL \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\uc740 3\uc6d4 \ub9d0 \uae30\uc900 123.48%\ub85c 3\uac1c\uc6d4 \uc804 \ub300\ube44 12.86%\ud3ec\uc778\ud2b8, 1\ub144 \uc804\uacfc \ube44\uad50\ud558\uba74 39.04%\ud3ec\uc778\ud2b8\ub098 \uae09\ub77d\ud588\ub2e4. \uc6b0\ub9ac\uc740\ud589\uc758 \uacbd\uc6b0 \uac19\uc740 \uae30\uac04 NPL \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\uc774 \uac01\uac01 11.5%\ud3ec\uc778\ud2b8, 27.3%\ud3ec\uc778\ud2b8 \ub5a8\uc5b4\uc84c\ub2e4. \uc911\uc18c\uae30\uc5c5 \ub300\ucd9c\uc774 \ub9ce\uc740 IBK\uae30\uc5c5\uc740\ud589\uc5d0\uc11c\ub3c4 \ube44\uc2b7\ud55c \ud604\uc0c1\uc774 \ub098\ud0c0\ub098\ub294\ub370 3\uc6d4 \ub9d0 \uae30\uc900 NPL \ucee4\ubc84\ub9ac\uc9c0\ube44\uc728\uc740 105.2%\ub85c \uc9c0\ub09c\ud574 \ub9d0\ubcf4\ub2e4 2.5%\ud3ec\uc778\ud2b8, 1\ub144 \uc804\uacfc \ub300\ube44\ud558\uba74 6.1%\ud3ec\uc778\ud2b8 \ud558\ub77d\ud588\ub2e4. \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ucda9\ub2f9\uae08\uc744 \uc313\ub294 \uc18d\ub3c4\ubcf4\ub2e4 \ubd80\uc2e4\uc774 \ub298\uc5b4\ub098\ub294&hellip;<\/p>\n","category_list":"<a href=\"https:\/\/cryptoseoul.news\/?cat=30\" rel=\"category\">\uae08\uc735<\/a>","author_info":{"name":"admin","url":"https:\/\/cryptoseoul.news\/?author=1"},"comments_num":"0 comments","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.6 - 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